Consumerist

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merchant agreements

your rights

More On Minimum Purchases, Surcharges, And Other Credit Card Merchant Agreement Violations, From The Companies Themselves

We've posted a lot of stories of businesses requiring customers who pay with a credit card to make minimum purchases, or pay a surcharge, or show ID. And as we've repeatedly said, the businesses' merchant agreements with the credit card companies forbids these practices. A reader wrote in to argue that this might not be true, as many businesses contract with third-party credit card processors, and are not bound by the merchant agreement. So we did some investigating. More »

your rights

This McDonald's Charges 25¢ To Use A Credit Or Debit Card, Violates Merchant Agreement

Reader Brandon sent us this picture of a McDonald's violating its merchant agreement by charging a fee for using a credit or debit card. The text reads, "FEE ASSOCIATED WITH CREDIT/DEBIT CARD OF 25¢ WILL BE APPLIED TO CARD TOTAL." More »

minimum charges

USPS Violates Credit Card Merchant Agreements

By requiring a minimum purchase amount, the US Postal service is in violation of its credit card merchant agreements. This is from page 14 of VISA's: More »