balance-transfers

(Spidra Webster)

What You Need To Know When Transferring Credit Card Balances
By Phil Villarreal on October 28, 2011 3:15 PM   28 Comments
Credit card companies like to lure in new customers with impressive-sounding balance transfer officers, but they don't just do that to be nice. There are usually fine-print catches associated with the deals, and they'll bite you if you overlook them. More »

(John Picken)

Get $12 In Chase Credit Card Balance Transfer Class Action
By Ben Popken on October 17, 2011 3:00 PM   9 Comments
You can file to get $12 because of a settlement in a class action lawsuit against Chase which alleged the bank enticed customers with promo interest rates on balance transfers, but then didn't do a good enough job of telling them when the rates would expire. More »

(amanjo)

Attempt Credit Card Balance Transfer, Wells Fargo Cancels Your Account
By Laura Northrup on August 26, 2011 1:01 PM   40 Comments
Howie had a Wachovia credit card, which is now a Wells Fargo card. After a barrage of balance transfer solicitations, he called them up to move some debt from another card over to Wells Fargo. The bank's response? They promptly canceled his credit card. More »

(Spidra Webster)

Which Credit Cards Will Help Me Meet My Goals?
By Phil Villarreal on August 12, 2010 1:30 PM   22 Comments
Credit cards mean different things to different people. For some they're a lifeline to get by from month to month, while others use them to streamline their cash flow and reap rewards. More »

Ending The 0% Balance Transfer Era
By Laura Northrup on October 7, 2009 9:41 PM   29 Comments

—>Ah, the glory days of American credit cards. When your credit card's interest rate went too high, you could find a different card with a deliciously low promo balance transfer rate, and revel in your low interest. At least, until you let the card sit idle too long or made a late payment, and then started the cycle over again. But no more.  More »

Chase Stops Charging $120 Annual Fee For Balance Transfer Customers
By Alex Chasick on April 1, 2009 12:09 AM   25 Comments

—>We wrote in January about a new $10 per month fee that Chase was arbitrarily imposing on customers who had transferred balances to their Chase cards. Well after having a little chat with New York Attorney General Andrew Cuomo, Chase announced that they'll stop charging this ridiculous fee and they'll be refunding customers' previous payments.  More »

24% APR Crushes Reader To Death
By Ben Popken on October 21, 2008 5:18 PM   233 Comments
I have a card with one bank (that I am trying my hardest to pay off ASAP) that is 24% APR. It is killing me. A week or two ago, you had an article about a woman who paid off all her credit card debt over the course of 20 months or so. Good for her and it was a good story. One thing about it had me wondering though. She said that she negotiated with her lenders to get lower interest rates on her cards. How do you suggest I do that?  More »

Walkthrough: Citi 0% Balance Transfer
By consumerist.com on January 9, 2007 3:23 PM   0 Comments

—>Blueprint For Financial prosperity has a screen by screen walkthrough for initiating a Citibank 0% balance transfer.  More »

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