var json_comments = new Array("<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16526280\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1391309\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1391309-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1391309\">coffeeculture</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526280\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526280);\">Moderate</a> |</span>	<script type=\"text/javascript\" src=\"http://consumerist.com/mt-static/plugins/Moderate/moderate.js\"></script>	<script type=\"text/javascript\">		successMsg = \"\";	</script><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526280');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Make sure your child knows the connection between the swipe and the cash behind it...I know they sell those toy cash registers with the swiping card &amp; cash inside.</p><p>Maybe open a \"bank\" inside the house and allow your child to \"deposit\" their allowance into a lockbox (with interest). Then figure out a way to tie that to \"swiping\" the card (I don't have any ideas right now).</p><p>Sounds convoluted, but so is the idea of banking...this connection is sorely needed!</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526280, 'coffeeculture')\">Reply</a></div>		<!-- if it's a top level category ' -->													<div class=\"num-replies\">7 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16553144\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=24730\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-24730-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=24730\">Xerloq</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16553144\"><abbr class=\"published\" title=\"2009-11-13T16:35:21-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16553144);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16553144');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526280\" rel=\"nofollow\">coffeeculture</a>: We do something very similar with my three-year-old son.</p><p>He has a piggy bank at home that holds his allowance and money from extra chores. We've taken him to our bank (credit union, actually) to show him where we keep our money. He knows the CU is our 'piggy bank.'</p><p>When he sees something he wants, we ask him if he has enough money to buy it. If he knows how much he has, and if it's sufficient to cover the purchase, we let him buy it - mom and dad cover it for him until we get home.</p><p>When we get home, we make him watch us take the money out of his piggy bank. Seeing the money leave creates a strong connection.</p><p>After doing this a couple of times he started asking if the store took money out of our bank when we buy things. He also thinks twice about purchases because he knows we'll come take the money out of his bank.</p><p>I'll introduce the idea of credit a little later. Compound interest is going to be fun, though I have a plan.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16553144, 'Xerloq')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16553179\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=24730\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-24730-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=24730\">Xerloq</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16553179\"><abbr class=\"published\" title=\"2009-11-13T16:35:21-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16553179);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16553179');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16553144\" rel=\"nofollow\">Xerloq, we are all made of stars.</a>: BTW his allowance is $1 per week and he gets $0.05 to $0.10 for extra chores.</p><p>The purpose of the allowance is to help him understand how to manage money.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16553179, 'Xerloq')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16535290\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\">        <img src=\"/css/images/default.gif\"             width=\"60\" height=\"60\" alt=\"user-pic\" />            </a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">blandname    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16535290\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16535290);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16535290');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526280\" rel=\"nofollow\">coffeeculture</a>: When I was a small child (about six), I asked my mother at the grocery store checkout why the people with credit cards didn't have to pay (to my six year old mind payment=cash)she explained that the card just <i>deferred</i> payment and that the cardholder had to pay the purchase <i>plus</i> interest at the end of the month.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16535290, 'blandname')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16536371\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=56929\"><img        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class=\"comment-content\">            <p>@<a href=\"#c16526280\" rel=\"nofollow\">coffeeculture</a>: This idea of the connection behind the \"swipe\" and the \"cash\" behind it got me to thinking: how many adults know the connection between \"cash\" and the \"value\" behind it?</p><p>Interesting that our acceptable level of abstraction only goes so far.</p><p>I don't think the idea of banking is too convoluted, though. The idea of \"gaining points/saving them\" and \"using points/spending them\" seems to be a commonly recurring theme in life. You can make biscuits, save them, or eat them, for example.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16536371, 'AlexDitto')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16526427\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526427\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526427);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526427');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5396623/how-do-you-explain-invisible-money-to-your-kids#c16526280\" rel=\"nofollow\">coffeeculture</a>: Maybe equate swiping with deducting money from the lockbox. Like when you swipe your card, the bank unlocks the box and takes out the same amount of money.</p><br /><p>Credit is possibly a little more complicated than that example, but for debit it's pretty simple.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526427, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16526475\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=126486\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-126486-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=126486\">backbroken</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526475\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526475);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526475');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526280\" rel=\"nofollow\">coffeeculture</a>: Once done, explain the concept of banking to the bank CEOs and Congress.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526475, 'backbroken')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16527757\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">lmarconi    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527757\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527757);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527757');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526280\" rel=\"nofollow\">coffeeculture</a> There are mock cash registers for kids you could use to demonstrate.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527757, 'lmarconi')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16526302\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1333255\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1333255\">Downfall</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526302\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526302);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526302');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I'm 26.  When I was in high school my geometry teacher was confounded that \"figure out the angle of the hands of the clock at such and such time\" word problems were basically ruined by the fact that most of us didn't know how to read an analog clock.  I suppose the next variant is that the next generation won't quite get it when word problems involve loose change...</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526302, 'Downfall')\">Reply</a></div>		<!-- if it's a top level category ' -->																								<div class=\"num-replies\">18 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16534477\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1240135\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1240135\">thisistobehelpful</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16534477\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16534477);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16534477');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526302\" rel=\"nofollow\">Downfall</a>: That's pretty bad. Especially considering shows like Blues Clues still teach kids how to tell time.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16534477, 'thisistobehelpful')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16530714\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1208456\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1208456-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1208456\">Moosenogger</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16530714\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16530714);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16530714');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526302\" rel=\"nofollow\">Downfall</a>: Schools are still teaching how to count money and make change in the earlier grades. However, it might not be enough if all the kids see at home and in the world are people swiping credit cards.</p><p>Actually, I think the whole idea of how credit cards works needs to be explained to a few adults, too:</p><p><a href=\"http://notalwaysright.com/maxed-out-wallets-bankrupt-brains/2125\" rel=\"nofollow\">[notalwaysright.com]</a></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16530714, 'Moosenogger')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16529893\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=77434\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=77434\">psm321</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16529893\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16529893);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16529893');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526302\" rel=\"nofollow\">Downfall</a>: Odd. I'm 24 and we definitely covered reading analog clocks many times over multiple years in elementary school, with the teacher's big cardboard clock and smaller ones for all the students</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16529893, 'psm321')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16528914\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=504562\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-504562-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=504562\">[DFX] Deimos</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528914\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528914);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528914');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"#c16526302\" rel=\"nofollow\">Downfall</a>: What kind of idiot can't read an analog clock?</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528914, '[DFX] Deimos')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16531090\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1333255\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1333255\">Downfall</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16531090\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16531090);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16531090');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16528914\" rel=\"nofollow\">[DFX] Deimos</a>: Okay, now, no need to be rude.  In fifty years, probably nobody will be able to read an analog clock.  Can you read a sun dial?  It was once a common skill, but technology marches on.  Another example would be writing a check from scratch (I don't mean a preprinted bank check-- starting from a blank piece of paper.  Used to be common, all but dead now).</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16531090, 'Downfall')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16542187\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=267279\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-267279-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=267279\">chiieddy</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16542187\"><abbr class=\"published\" title=\"2009-11-13T16:35:16-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16542187);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16542187');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16531090\" rel=\"nofollow\">Downfall</a>: Yes, it's not difficult to read a sundial. It's much like reading an analog clock... oh wait...</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16542187, 'chiieddy')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16546944\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=6173\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-6173-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=6173\">Eyebrows McGee (now with more baby!)</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16546944\"><abbr class=\"published\" title=\"2009-11-13T16:35:18-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16546944);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16546944');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16542187\" rel=\"nofollow\">chiieddy</a>: With my armillary-style sundial, you just have to read what two numbers the shadow falls between. Very easy. :)</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16546944, 'Eyebrows McGee (now with more baby!)')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16532147\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=389492\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-389492-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=389492\">catastrophegirl chooses not to fly</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16532147\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16532147);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16532147');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16531090\" rel=\"nofollow\">Downfall</a>: i get your point but sundials are still around for purchase and some people do actually read them.<br />unlike checks written from scratch, using a sundial isn't too likely to get you investigated for suspicion of fraud</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16532147, 'catastrophegirl chooses not to fly')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16537015\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=6173\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-6173-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=6173\">Eyebrows McGee (now with more baby!)</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16537015\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16537015);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16537015');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16532147\" rel=\"nofollow\">catastrophegirl</a>:@<a href=\"#c16531090\" rel=\"nofollow\">Downfall</a>: I have an armillary-style sundial in my back yard. You adjust it to point to north and then you adjust the time dial as the sun moves during the year.</p><p>It's pretty sweet. And it is my opinion you don't need to know more than the nearest hour when you're relaxing in the garden. :D</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16537015, 'Eyebrows McGee (now with more baby!)')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16537833\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1240135\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1240135\">thisistobehelpful</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16537833\"><abbr class=\"published\" title=\"2009-11-13T16:35:16-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16537833);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16537833');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16537015\" rel=\"nofollow\">Eyebrows McGee (now with more baby!)</a>: I wonder what how you use a sundial inside the arctic circle. Can it be used to tell 24 hour time then or is it just completely useless?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16537833, 'thisistobehelpful')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16527448\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"http://\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a title=\"http://\" href=\"http://\" rel=\"nofollow\">zombies.like.lattés.too</a>    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527448\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527448);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527448');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5396623/how-do-you-explain-invisible-money-to-your-kids#c16526302\" rel=\"nofollow\">Downfall</a>: to be fair, those word problems ruined themselves.</p><br /><p>more like \"figure out the angle of the hands of the clock based on the 10 minutes of my life i just wasted solving this pointless problem.\"</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527448, 'zombies.like.lattés.too')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16526864\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=414028\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=414028\">henrygates</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526864\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526864);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526864');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526302\" rel=\"nofollow\">Downfall</a>: I thought they taught you how to read clocks in elementary school.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526864, 'henrygates')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16526813\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">SatisfriedCrustomer    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526813\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526813);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526813');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5396623/how-do-you-explain-invisible-money-to-your-kids#c16526302\" rel=\"nofollow\">Downfall</a>: How about those analog wristwatches that have Roman Numerals? What planet are those from?</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526813, 'SatisfriedCrustomer')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16526473\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=581631\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-581631-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=581631\">korybing</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526473\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526473);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526473');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526302\" rel=\"nofollow\">Downfall</a>: Honestly? I'm 25 and while digital clocks are all around, I still have no problem finding an analog clock. Maybe it's because our high school was super poor but all we had in the classrooms were analog clocks to tell us when class started/was over. Are there really people our age who don't know how to read an analog clock? That strikes me as really really sad.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526473, 'korybing')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16544170\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=6536\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-6536-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=6536\">Rectilinear Propagation</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16544170\"><abbr class=\"published\" title=\"2009-11-13T16:35:16-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16544170);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16544170');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526473\" rel=\"nofollow\">korybing</a>: I have a hard time finding clocks of any kind in public nowadays. I find it baffling that movie theaters don't have clocks in their lobby. I don't know if the assumption is that everyone either has a watch or a cell phone or if clocks are somehow 'out of style' but it still bugs me when I'm out somewhere and I can't find a clock.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16544170, 'Rectilinear Propagation')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16544948\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=581631\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-581631-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=581631\">korybing</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16544948\"><abbr class=\"published\" title=\"2009-11-13T16:35:17-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16544948);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16544948');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16544170\" rel=\"nofollow\">Rectilinear Propagation</a>: That's weird. I wonder if I just live in a place where digital clocks are less common? I've never thought that analog clocks were in danger of becoming obsolete around here. The giant clocks on banks and stuff are digital, but I'd be hardpressed to find other public clocks, especially indoors, that weren't analog clocks.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16544948, 'korybing')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16546568\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16546568\"><abbr class=\"published\" title=\"2009-11-13T16:35:18-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16546568);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16546568');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5396623/how-do-you-explain-invisible-money-to-your-kids#c16544948\" rel=\"nofollow\">korybing</a>: In my experience, most clocks in airports are analog because they can run on battery. If you have to adjust a clock for Daylight Saving Time, you want a digital clock that can do it automatically. But if there's a power outage, you have to go around and set up the digital clocks again anyway. It's a trade off, but most airports I've seen use analog clocks more than digital ones.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16546568, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16530998\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1333255\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1333255\">Downfall</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16530998\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16530998);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16530998');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526473\" rel=\"nofollow\">korybing</a>: I can read one if I stare at it, but it takes a while to deconstruct.  And my school district wasn't rich by any means, we just had bells.  Most of us had watches-- cheap timex digital ones!-- to see how much longer was left in class.  I don't recall an actual clock on the wall, but that was obviously a while ago.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16530998, 'Downfall')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16526804\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526804\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526804);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526804');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5396623/how-do-you-explain-invisible-money-to-your-kids#c16526473\" rel=\"nofollow\">korybing</a>: We bought an analog clock for our apartment because they always look nicer. Analog clocks are still very common everywhere.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526804, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16529191\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=436259\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-436259-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=436259\">MostlyHarmless</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16529191\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16529191);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16529191');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526804\" rel=\"nofollow\">pecan 3.14159265</a>: agreed.  digital clocks are nowhere nearly as cool looking as analog ones. unless they are really artsy - and by extension expensive.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16529191, 'MostlyHarmless')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16545146\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=943594\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-943594-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=943594\">subtlefrog</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16545146\"><abbr class=\"published\" title=\"2009-11-13T16:35:17-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16545146);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16545146');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16529191\" rel=\"nofollow\">MostlyHarmless</a>: My favorite analog clock in the house has - what else - frogs on it.  And if the battery is in, on the hour it plays the call of each frog.  Oh yeah.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16545146, 'subtlefrog')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16544085\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"http://www.toffeemama.etsy.com\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a title=\"http://www.toffeemama.etsy.com\" href=\"http://www.toffeemama.etsy.com\" rel=\"nofollow\">Toffeecake</a>    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16544085\"><abbr class=\"published\" title=\"2009-11-13T16:35:16-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16544085);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16544085');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16529191\" rel=\"nofollow\">MostlyHarmless</a>: All this talk makes me want to go digging around for my binary watch now!</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16544085, 'Toffeecake')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16544277\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=6536\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-6536-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=6536\">Rectilinear Propagation</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16544277\"><abbr class=\"published\" title=\"2009-11-13T16:35:16-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16544277);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16544277');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16529191\" rel=\"nofollow\">MostlyHarmless</a>: I've never seen an artsy digital clock. But I also like the look of clocks with 'faces'.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16544277, 'Rectilinear Propagation')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16526823\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=503256\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=503256\">diasdiem</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526823\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526823);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526823');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526473\" rel=\"nofollow\">korybing</a>: Rather reminds me of a story I read about a guy who gave is 12-year old kid his old Walkman to listen to for a week.  It took the kid like 3 days to figure out you could listen to the other side of the cassette tape.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526823, 'diasdiem')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16528152\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=479856\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-479856-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=479856\">thesadtomato</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528152\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528152);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528152');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526823\" rel=\"nofollow\">diasdiem</a>: I read that one! Hilarious.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528152, 'thesadtomato')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16527350\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=6173\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-6173-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=6173\">Eyebrows McGee (now with more baby!)</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527350\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527350);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527350');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526473\" rel=\"nofollow\">korybing</a>: My husband's 32 and has trouble with analog clocks. He can read them, but he has to stop and think about it. I'm a year younger and read them at a glance.</p><p>Different emphases, I suppose.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527350, 'Eyebrows McGee (now with more baby!)')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16542184\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=267279\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-267279-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=267279\">chiieddy</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16542184\"><abbr class=\"published\" title=\"2009-11-13T16:35:16-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16542184);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16542184');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527350\" rel=\"nofollow\">Eyebrows McGee (now with more baby!)</a>: My mother wouldn't let me get a digital watch until I could read an analog clock and this was over 30 years ago, so the problem existed then too.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16542184, 'chiieddy')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16528167\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=290319\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=290319\">Garbanzo</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528167\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528167);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528167');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527350\" rel=\"nofollow\">Eyebrows McGee (now with more baby!)</a>: The clock I grew up with had Roman numerals. I read analog clocks from hand position alone. The first time I ran into an adult who couldn't read a numberless clock (because they couldn't see what the hands were pointing to) it blew my mind.</p><p>I've been on a lifelong quest to find a wristwatch with a 100% blank face. No luck so far.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528167, 'Garbanzo')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16536003\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=79688\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-79688-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=79688\">chrisgoh</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16536003\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16536003);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16536003');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16528167\" rel=\"nofollow\">Garbanzo</a>: Look at a Swatch store, they have many with blank faces, like this one - <a href=\"http://www.amazon.com/Swatch-YSS133G-Size-women/dp/B000LRRQTU/ref=sr_1_48?ie=UTF8&amp;s=watches&amp;qid=1257388401&amp;sr=8-48\" rel=\"nofollow\">[www.amazon.com]</a></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16536003, 'chrisgoh')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16536950\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=6173\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-6173-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=6173\">Eyebrows McGee (now with more baby!)</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16536950\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16536950);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16536950');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16528167\" rel=\"nofollow\">Garbanzo</a>: Try Skagen:</p><p><a href=\"http://www.skagen.com/item/233XXXLSSA.fx\" rel=\"nofollow\">[www.skagen.com]</a></p><p><a href=\"http://www.skagen.com/item/582XLRLM.fx\" rel=\"nofollow\">[www.skagen.com]</a></p><p><a href=\"http://www.skagen.com/item/582XLSXM.fx\" rel=\"nofollow\">[www.skagen.com]</a></p><p><a href=\"http://www.skagen.com/item/582XLSLM.fx\" rel=\"nofollow\">[www.skagen.com]</a></p><p>Just from a quick search. My husband wears a Skagen; one of the ones with a blue face. He loves it and it draws a lot of compliments.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16536950, 'Eyebrows McGee (now with more baby!)')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16529289\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=436259\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-436259-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=436259\">MostlyHarmless</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16529289\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16529289);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16529289');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16528167\" rel=\"nofollow\">Garbanzo</a>: I remember the first time as a kid when I saw a numberless wrist watch, and I suddenly realized that as long as you know what 12:00 position is, you do not NEED any numbers AT ALL. I was totally blown away at whoever thought of it.</p><p>That was my first lesson/experience in minimalism. I follow that principle to this day when I design my slides/interfaces.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16529289, 'MostlyHarmless')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16530364\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=581631\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-581631-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=581631\">korybing</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16530364\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16530364);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16530364');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16529289\" rel=\"nofollow\">MostlyHarmless</a>: I saw a clock at Target this weekend. It was made to look like a giant wall clock that had it's sides sliced off, leaving only the 12 at the top and the 6 at the bottom. They called it the Half Hour Clock or something schmaltzy like that, but I thought it was really clever, since the arms still went around it, but the only \"clock\" part was that narrow vertical slice.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16530364, 'korybing')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16528923\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528923\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528923);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528923');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16528167\" rel=\"nofollow\">Garbanzo</a>: I believe Movado makes blank wristwatches. It'll set you back a lot of money, though.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528923, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16529297\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=290319\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=290319\">Garbanzo</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16529297\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16529297);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16529297');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16528923\" rel=\"nofollow\">pecan 3.14159265</a>: The blankest ones I could find on their webpage all have a dot at 12:00. I've seen plenty of watches that are blank except for one pip at 12. Also common is a pip at 12 and a brand name at 6. Still haven't seen a 100% blank one.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16529297, 'Garbanzo')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16533710\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=890779\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-890779-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=890779\">Radi0logy</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16533710\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16533710);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16533710');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16529297\" rel=\"nofollow\">Garbanzo</a>: How would you know which direction was the top if it had nothing at all on it? I guess in the grand scheme of things it wouldnt matter, but I'd be pissed to find out I had been wearing my watch upside down for 3 years.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16533710, 'Radi0logy')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16529327\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=436259\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-436259-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=436259\">MostlyHarmless</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16529327\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16529327);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16529327');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16528923\" rel=\"nofollow\">pecan 3.14159265</a>: i've seen some really nice blank wristwatches for an affordable price.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16529327, 'MostlyHarmless')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16528248\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=479856\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-479856-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=479856\">thesadtomato</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528248\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528248);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528248');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527350\" rel=\"nofollow\">Eyebrows McGee (now with more baby!)</a>: I moved so much as a kid that a lot of really easy but important stuff got skipped between schools and their different curricula. I didn't really learn multiplication until 6th grade, or analog clocks until 3rd or 4th. Analog clocks just got easy for me a few years ago and I'm 25.</p><p>Never learned Roman numerals and had to teach myself when reading Dante (Canto numbers) in college. :^(</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528248, 'thesadtomato')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16528424\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=581631\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-581631-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=581631\">korybing</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528424\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528424);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528424');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527350\" rel=\"nofollow\">Eyebrows McGee (now with more baby!)</a>: @<a href=\"#c16528167\" rel=\"nofollow\">Garbanzo</a>: Same here. I can read them from the hand positions, but I also remember being taught extensively how to use analog clocks in elementary school. I had no idea so many people had a problem with them, that really floors me.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528424, 'korybing')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16526431\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=126486\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-126486-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=126486\">backbroken</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526431\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526431);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526431');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526302\" rel=\"nofollow\">Downfall</a>: Holy truck we're doomed.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526431, 'backbroken')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16526385\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526385\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526385);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526385');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5396623/how-do-you-explain-invisible-money-to-your-kids#c16526302\" rel=\"nofollow\">Downfall</a>: Seriously? You guys didn't know how to read an analog clock? I'm a year younger and we've always had a ton of analog clocks in the house!</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526385, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16531012\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1333255\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1333255\">Downfall</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16531012\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16531012);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16531012');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526385\" rel=\"nofollow\">pecan 3.14159265</a>: I know now, but it's an obsolete skill I rarely use.  It's a bit of mental work to unjumble the arms but I can do it if I need to.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16531012, 'Downfall')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16526686\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=52435\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-52435-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=52435\">Applekid</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526686\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526686);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526686');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526385\" rel=\"nofollow\">pecan 3.14159265</a>: I'm not that much older and my gut feeling after reading \"high school\" and \"geometry\" is that some jokers were pulling her leg to try to get out of answering those questions.</p><p>I remember making issue with the \"train leaves city at xx mph\" word problems by observing that trains have to obey switching and vary their speed with the terrain and that without a full map of those rules it's impossible to answer. He conceded that point and said it was ok for the class to assume it was constant speed.... except for me. The teacher amended my word problem to make me account for acceleration at the source and deceleration at the destination.</p><p>I both hated and loved that guy.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526686, 'Applekid')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16529215\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=436259\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-436259-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=436259\">MostlyHarmless</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16529215\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16529215);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16529215');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526686\" rel=\"nofollow\">Applekid</a>: I like this teacher of yours.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16529215, 'MostlyHarmless')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16526878\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=503256\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=503256\">diasdiem</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526878\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526878);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526878');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526686\" rel=\"nofollow\">Applekid</a>: That's what you get for being a smartass.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526878, 'diasdiem')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16527203\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=483565\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-483565-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=483565\">floraposte</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527203\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527203);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527203');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526686\" rel=\"nofollow\">Applekid</a>: Now that's a good teacher.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527203, 'floraposte')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16526443\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=503256\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=503256\">diasdiem</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526443\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526443);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526443');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Answer: When you pay them their allowance.  It's much more economical that way.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526443, 'diasdiem')\">Reply</a></div>		<!-- if it's a top level category ' -->								<div class=\"num-replies\">2 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16537784\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=321187\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-321187-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=321187\">mythago</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16537784\"><abbr class=\"published\" title=\"2009-11-13T16:35:16-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16537784);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16537784');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5396623/how-do-you-explain-invisible-money-to-your-kids#c16526443\" rel=\"nofollow\">diasdiem</a>: Exactly. They can understand perfectly well what happens when they spend their allowance and don't have it anymore.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16537784, 'mythago')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16538544\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=503256\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=503256\">diasdiem</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16538544\"><abbr class=\"published\" title=\"2009-11-13T16:35:16-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16538544);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16538544');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16537784\" rel=\"nofollow\">mythago</a>: Actually, I meant pay them their allowance in \"invisible\" money.  Saves you a lot of money :-)</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16538544, 'diasdiem')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16526508\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1562\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1562-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1562\">aixwiz</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526508\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526508);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526508');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Hey!  Us old fogeys still use greenbacks!  And debit cards, too!<br />Like it or not, using paper money isn't going away anytime soon and there are still plenty of places in the world that don't accept plastic.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526508, 'aixwiz')\">Reply</a></div>		<!-- if it's a top level category ' -->								<div class=\"num-replies\">2 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16529292\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=772687\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=772687\">nonsane</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16529292\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16529292);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16529292');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526508\" rel=\"nofollow\">aixwiz</a>: There is even a monopoly game that uses credit cards.</p><p>Playing old monopoly and new monopoly one after another might be a good way to teach the kids about it.</p><p>Maybe not the earning part.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16529292, 'nonsane')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16548220\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=463192\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=463192\">oneandone</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16548220\"><abbr class=\"published\" title=\"2009-11-13T16:35:19-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16548220);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16548220');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5396623/how-do-you-explain-invisible-money-to-your-kids#c16529292\" rel=\"nofollow\">nonsane</a>: I dislike new monopoly. Played it a few months ago with an 11-year old child who had never played old monopoly. I found it very, very difficult to keep track of my funds on the card (especially since things are now in the millions of dollars). It's much harder to budget your property purchases without seeing the piles of money in front of you! Maybe it's just me, but I didn't like it.</p><br /><p>It raises an interesting question, though - should younger kids be learning the skills they're going to need to manage their lives in the future (and so need to be famililar with credit cards, electronic devices, etc) or learning the fundamentals behind those technologies? Or does learning how to do it the old fashioned way actually put them at a disadvantage?</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16548220, 'oneandone')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16526615\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1355124\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1355124-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1355124\">WonderKatGoBoom</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526615\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526615);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526615');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>Field trip! Go deposit money, and then go to the store. You have to be redundant with kids. Ask several times, \"Well, how much money did we just put in the bank? How much is that? Now why can't we buy it?\"</p><br /><p>Also, teaching a new generation to use a ledger and have a sense of personal responsibility might prevent them from having the problems my generation has had.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526615, 'WonderKatGoBoom')\">Reply</a></div>		<!-- if it's a top level category ' -->								<div class=\"num-replies\">2 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16545270\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=943594\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-943594-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=943594\">subtlefrog</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16545270\"><abbr class=\"published\" title=\"2009-11-13T16:35:17-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16545270);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16545270');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526615\" rel=\"nofollow\">WonderKatGoBoom</a>: That's a great idea, the field trip, deposit money.  It may take some legwork on the part of the OP to, say, cash a check and have it to go deposit, but I love what you proposed.</p><p>Kids learn so much better by doing and experiencing, and despite what Sneeje says below, I don't think it is ever too early to start teaching - the kid may not be able to grasp deep concepts yet, but you can build a foundation.  School curricula are built like this too - they introduce a topic, and then a couple of years later, when the kid is more developed, they bring it up again, but build on what the kid knows.</p><p>Kudos to the mom for teaching the kid responsibility.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16545270, 'subtlefrog')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16528582\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=581631\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-581631-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=581631\">korybing</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528582\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528582);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528582');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526615\" rel=\"nofollow\">WonderKatGoBoom</a>: I still have problems using a ledger, but I check my balance online fairly often to make sure I have a good idea of what's in the bank, and if I have any checks out (a rare occurrence for me) I keep an eye out for when those checks are posted to my account so I don't end up with surprises.</p><p>My parents made me deposit half of everything I ever made (birthdays, christmas, and part time jobs when I hit jr. high) into a savings account, and I think that helped me understand the concept of invisible money, since I had the money, but I didn't physically have it. It also taught me the value of saving, and how keeping some money out of sight helps keep me from not spending it immediately.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528582, 'korybing')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16526666\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">SatisfriedCrustomer    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526666\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526666);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526666');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>Your child needs to see Rejected transactions as well as Accepted transactions. Anyone who's used cash knows the feeling of \"not having enough\" to buy something. You count it, feel it's not big enough. I'm just daydreaming here, but how about take you child to the store and try to buy something but have it purposely fail, and then have to go back home without it?</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526666, 'SatisfriedCrustomer')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16526688\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=365394\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-365394-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=365394\">Sneeje</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526688\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526688);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526688');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Sorry, this seems like a dumb question to me.  You might as well ask: how do you teach math when spreadsheets and calculators are more common?</p><p>First of all, to the OP, your kid won't really understand anything about money until they are 5ish.  I started giving my kids a weekly allowance at 6 (one dollar per year of age).  They have to divide it up into spend (50%), give (25%), and save (25%).  We spend time each week talking about the money itself, how to count it, and how it's used.</p><p>We'll get into more complex concepts later, once they understand saving, giving, and spending.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526688, 'Sneeje')\">Reply</a></div>		<!-- if it's a top level category ' -->											<div class=\"num-replies\">5 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16610621\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"http://\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a title=\"http://\" href=\"http://\" rel=\"nofollow\">BytheSea</a>    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16610621\"><abbr class=\"published\" title=\"2009-11-13T16:35:44-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16610621);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16610621');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526688\" rel=\"nofollow\">Sneeje</a>: ITA. More precious parents overparenting.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16610621, 'BytheSea')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16534126\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">redkamel    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16534126\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16534126);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16534126');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526688\" rel=\"nofollow\">Sneeje</a>: I know someone that makes their kids pay \"taxes\" and \"utilities\" out of their allowance. Its hard not to laugh when an 10 year old tells you has a 15 dollar allowance, but 5 goes to taxes, 2 goes to water and power, 3 goes to savings, 2 to charity and he ends up with 3 dollars.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16534126, 'redkamel')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16532346\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=689291\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=689291\">frank64</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16532346\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16532346);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16532346');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526688\" rel=\"nofollow\">Sneeje</a>: I am sure it is fun for them and besides teaching them about money, it also helps with basic reasoning and give them a sense of control on something.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16532346, 'frank64')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16528689\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=581631\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-581631-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=581631\">korybing</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528689\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528689);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528689');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526688\" rel=\"nofollow\">Sneeje</a>: Wow I love the idea of setting a part of their allowance aside to give to someone else! I'm assuming that means gifts or something like that? That's great. My parents made me save at least half of everything I made and I think that was instrumental to the way I manage my finances today. Hopefully your kids grow up to understand the joy of giving.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528689, 'korybing')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16529820\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=76955\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-76955-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=76955\">SadSam</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16529820\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16529820);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16529820');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5396623/how-do-you-explain-invisible-money-to-your-kids#c16528689\" rel=\"nofollow\">korybing</a>:</p><br /><p>The save, give, spend plan is great and there are books/jars/piggy banks that go along with the plan if you need that much help.</p><br /><p>As child gets older you open a savings account for them and teach them how to make deposits, calculate interest, etc. When kids are older they might receive or earn more and be responsible for more, like they get the back to school money and they learn that they can buy one pair of really expensive jeans or they can buy more if they shop smart, etc.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16529820, 'SadSam')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16526713\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=81467\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-81467-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=81467\">mwshook</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526713\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526713);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526713');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>An old problem! I'm now 30, but remember learning about this when I was a youngster.</p><p>Every time we went to a local grocery store, my mom paid for her groceries with a check. I never really grasped the idea of a checking account, and her answers about paychecks and banks never really made a lot of sense.</p><p>Later, she started using an old DOS version of Quicken to keep track of the finances. I got to see her put in the information from the paychecks and her checks to the grocery store, etc.</p><p>It made a lot of sense after the first day she got Quicken. But I was probably 5 by then.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526713, 'mwshook')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16526931\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=479856\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-479856-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=479856\">thesadtomato</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16526931\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16526931);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16526931');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I'm guessing the OP doesn't live in a city. Lots of cash only restaurants/cafes here. If I had a child, the child would see me use cash.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16526931, 'thesadtomato')\">Reply</a></div>		<!-- if it's a top level category ' -->										<div class=\"num-replies\">4 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16528031\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">lmarconi    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528031\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528031);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528031');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16526931\" rel=\"nofollow\">thesadtomato</a>: My younger cousin learned cash by paying the pizza guy. Our whole family has pizza every friday and by 5, we started helping her figure out how to pay him - before he arrived of course. She absolutely loves proudly handing him the money, having him count it in front of her.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528031, 'lmarconi')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16528425\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=479856\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-479856-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=479856\">thesadtomato</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528425\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528425);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528425');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16528031\" rel=\"nofollow\">lmarconi</a>: And now that I reflect on it, when I worked a retail job more than a few times a parent would do that to their slightly shy kid: hand the kid a fiver and say \"Give it to the nice woman there and she'll give you X\" and then the kid would pay me.  @<a href=\"#c16527086\" rel=\"nofollow\">pecan 3.14159265</a>:</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528425, 'thesadtomato')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16527086\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527086\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527086);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527086');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5396623/how-do-you-explain-invisible-money-to-your-kids#c16526931\" rel=\"nofollow\">thesadtomato</a>: The OP could very well live in a city and perhaps he just does not go to very many cash only places. Most grocery stores are not cash only. I tend to avoid cash only places because I don't always have cash with me, and I don't like using cash. OP could be the same.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527086, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16527476\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=479856\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-479856-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=479856\">thesadtomato</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527476\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527476);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527476');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527086\" rel=\"nofollow\">pecan 3.14159265</a>: That could be true. If so, my advice to the OP would be \"Yeah, use cash more and let your child see how [cash] money works.\"</p><p>I think part of learning about money for me was my mom literally giving me the dollar to pay the nice man behind the counter for my lollipop or whatever, him giving me the change and the item, then me giving that change back to her. It's important that it be a visceral experience, because money is already abstract a concept enough; the credit card really does complicate it more.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527476, 'thesadtomato')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16527136\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=53212\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-53212-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=53212\">2 replies</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527136\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527136);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527136');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Screw this!<br />Why do you need to teach kids about credit and debit cards at all?<br />Kids shouldn't need to learn about any of that until they have mastered writing a check (and at least tried to balance a check-book).<br />Don't let them have a debit card until AFTER that (most likely after they have graduated from high school).</p><p>High school and before should be when they are learning about responsibility and the value of a dollar, not how to spend the money they haven't earned themselves.</p><p>Why is is that EVERY YEAR the same \"Teach your pre-schooler/elementry/middle/highschooler children about credit cards\" posts come out?!</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527136, '2 replies')\">Reply</a></div>		<!-- if it's a top level category ' -->														<div class=\"num-replies\">8 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16545075\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=6536\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-6536-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=6536\">Rectilinear Propagation</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16545075\"><abbr class=\"published\" title=\"2009-11-13T16:35:17-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16545075);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16545075');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527136\" rel=\"nofollow\">2 replies by</a>: OK, why does this make you so cranky? The guy just wants to make sure that his kid doesn't get the idea that a magic card gets you anything you want. No one is saying everyone <i>has</i> to teach thier kids about cards ASAP.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16545075, 'Rectilinear Propagation')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16530005\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=357022\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=357022\">wcnghj</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16530005\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16530005);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16530005');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527136\" rel=\"nofollow\">2 replies by</a>: @<a href=\"#c16527136\" rel=\"nofollow\">2 replies by</a>: Will one need to write a check for any reason in 15 years?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16530005, 'wcnghj')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16527946\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">lmarconi    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527946\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527946);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527946');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527136\" rel=\"nofollow\">2 replies by</a>: I do all my \"checkbook balancing\" on spreadsheets or through online banking websites. My mother thinks that's absolutely ridiculous and still sets aside an hour every Sunday to balance her paper checkbook - which I have no clue how to do. Different strokes for different generations?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527946, 'lmarconi')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16528540\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=140241\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=140241\">XTC46</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528540\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528540);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528540');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"#c16527946\" rel=\"nofollow\">lmarconi</a>: that paper checkbook is just a spreadsheet you write on... The is a colum for a memo, the amount you spent, and your new total. Move to the new line, write waht it was for, how much it was, subtract spent from old total, and you have a new total...</p><br /><p>we learned this in 8th grade home economics...</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528540, 'XTC46')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16545017\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">lmarconi    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16545017\"><abbr class=\"published\" title=\"2009-11-13T16:35:17-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16545017);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16545017');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16528540\" rel=\"nofollow\">xtc46 - thinksmarter on twitter</a>: Yeah I know what it is, my Mom has made many an attempt to teach me and convince me of the benefits. I just prefer to naturally do it with online/computer tools - Excel, Mint and checking my balance online like @korybing mentioned, and I see paper as too tedious to be necessary to learn. At the moment I have one income and only a few basic bills, so it's not very difficult to work everything out online. <br />I think tools like Mint are a lot better for teaching kids today than teaching them how to do it on paper - there's at least a chance they'll use something online and not much chance they'll sit down on Sunday to work everything out.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16545017, 'lmarconi')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16528886\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=581631\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-581631-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=581631\">korybing</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528886\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528886);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528886');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527136\" rel=\"nofollow\">2 replies by</a>: I never had a checkbook until I graduated college and started paying rent, since all of our landlords only accepted checks as payment.</p><p>I got a checking account mid-high school and always used a debit card for it, checking my balance online and tracking my spending that way. Debit cards are pretty interchangeable with checks nowadays. I know how to balance a checkbook, but checking my balance online is a lot easier (and less prone to mistakes from my clumsy math skills). I only use checks for my rent and utility bill, so I know when those are out and whether or not they've been posted to my account. It's worked very well for me so far.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528886, 'korybing')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16527227\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527227\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527227);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527227');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5396623/how-do-you-explain-invisible-money-to-your-kids#c16527136\" rel=\"nofollow\">2 replies by</a>: Because kids are naturally curious, and they will ask questions. Parents should have answers that are easy to understand. What's wrong with teaching a small child who is 4 or 5 about money? You're not actually giving them a debit card, you're just educating them about what mom and dad are doing and how they buy things.</p><br /><p>You have to teach about credit cards because children can be extremely observant. They see mom and dad doing certain behaviors, and they model themselves after their parents. It would be important to teach children good examples of what you are doing.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527227, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16553383\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=24730\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-24730-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=24730\">Xerloq</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16553383\"><abbr class=\"published\" title=\"2009-11-13T16:35:21-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16553383);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16553383');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527227\" rel=\"nofollow\">pecan 3.14159265</a>: Also kids see the swiping of the card as money. They don't realize that it's the representation of exchange - in my case, exchanging time at work for money so we can buy things we need and want.</p><p>Once my son realized that the money we spent was directly tied to me leaving for work every day he said, \"Daddy, don't go to work. I won't buy anything!\"</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16553383, 'Xerloq')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16527630\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=196563\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-196563-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=196563\">Pink Puppet</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527630\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527630);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527630');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527136\" rel=\"nofollow\">2 replies by</a>: Pecan π pretty much nailed it there. Working out simple explanations and examples for children is important in their development. It isn't like you have to <i>give</i> them a debit card, or anything.</p><p>It's very healthy for a child to have a reasonable respect for money and knowledge of the mechanics thereof.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527630, 'Pink Puppet')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16527423\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1233318\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1233318\">LMacConn</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527423\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527423);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527423');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I am not a child, nor do I have any children, nor to I spend time with any children, but I was a child once.<br />I don't think I really got the concept of money until I was a teenager, but that didn't stop me from understanding it enough as a kid to read the business section of the newspaper and do pretty well at M.U.L.E. while in elementary school.</p><p>My answer is... Video Games.  Pretty much every video game that has in-game money renders it digitally, and there are a lot of video game adaptations of board games.  So, once someone gets the idea of paper money down, I imagine they'll have an easy time substituting monopoly money on a board game for monopoly money in a video game.  As a teenager I got into SimCity and Civilization, and learned more about debt there.  As an adult I learned about the stock market through games like Hollywood Stock Exchange, Investopedia's Simulator.  I also learned a lot about personal finance by playing different characters in different MMORPGs.</p><p>Personally, I had an easier time understanding money digitally than by using paper &amp; coin currency.  Likewise, I have an easier time reading a digital clock than I do an analogue timepiece.  Oh, and velcro was much easier than tying my shoes.<br />Likewise, looking at an empty wallet and saying \"all gone\" doesn't have nearly the same impact for me as looking at an empty checking account balance and saying \"oh ----\"</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527423, 'LMacConn')\">Reply</a></div>		<!-- if it's a top level category ' -->										<div class=\"num-replies\">4 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16610671\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"http://\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a title=\"http://\" href=\"http://\" rel=\"nofollow\">BytheSea</a>    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16610671\"><abbr class=\"published\" title=\"2009-11-13T16:35:44-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16610671);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16610671');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527423\" rel=\"nofollow\">LMacConn</a>: innovative answer. +1</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16610671, 'BytheSea')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-16551510\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=155789\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=155789\">AnthonyC</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16551510\"><abbr class=\"published\" title=\"2009-11-13T16:35:20-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16551510);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16551510');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527423\" rel=\"nofollow\">LMacConn</a>: <br />This was my first thought, too.</p><p>SimCity, Civilization, any and all RPGs- instant need to understand cash, working to earn it, spending it, and in some cases borrowing it or leaving it in a bank for safekeeping (at interest). You won't do well in the game until you get a sense for this stuff.</p><p>Most online games tend to have some form of supply-and-demand-based price fluctuations.</p><p>Similarly, there used to be a Caesar's Palace game on the Genesis that worked wonders for showing why you shouldn't gamble.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16551510, 'AnthonyC')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16551579\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=155789\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=155789\">AnthonyC</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16551579\"><abbr class=\"published\" title=\"2009-11-13T16:35:20-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16551579);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16551579');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16551510\" rel=\"nofollow\">acvicari</a>: <br />Oh, and don't forget all of those \"Tycoon\" games.</p><p>Pizza Tycoon, Roller Coaster Tycoon, Railroad Tycoon.</p><p>There's a whole slew of strategy board games and card games that use money in one form or another, and these have an added benefits of tangibility and group interaction.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16551579, 'AnthonyC')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16534588\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=552511\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=552511\">Outrun1986</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16534588\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16534588);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16534588');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527423\" rel=\"nofollow\">LMacConn</a>: Neopets is a great one for teaching kids about money, plus its free to play.  It has the stock market (kids can play the neopian stock market and watch what happens to their neopian money), you learn about how things go up in price when there is less of them and also how stuff devalues when the market is flooded as well.  Its better if they play with fake money when they are small than make bad decisions with real money when they are older!</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16534588, 'Outrun1986')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16527770\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=290319\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=290319\">Garbanzo</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527770\"><abbr class=\"published\" title=\"2009-11-13T16:35:12-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527770);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527770');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I suspect that 2 is too young to really understand money anyway, even as cash. I went shopping in a drugstore with my sister and her daughter when the child was 2. Sis told the tot that she could have one thing in the store. Oh, you want the gum? Then you have to put the coloring book back. At that age the lesson was simply: you have to make choices.</p><p>Maybe start there. Then when they're a little older, give them a certain amount of cash at the store that they can spend as they wish, so they start learning about prices.</p><p>When I was a kid my dad ran a family bank. He kept a ledger page for each kid that showed their balance and transactions. He gave out allowances by writing the credit in the ledger. When we wanted to make a withdrawl he just updated the ledger and gave us the cash. Seems like a natural enough way to introduce school-aged children to the concept of banking. Nowadays to update it you could allow the children to make a withdrawl by buying something at the store while you're shopping, on your card. When you get home you just deduct the amount from their balance.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527770, 'Garbanzo')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16553485\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=24730\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-24730-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=24730\">Xerloq</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16553485\"><abbr class=\"published\" title=\"2009-11-13T16:35:21-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16553485);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16553485');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527770\" rel=\"nofollow\">Garbanzo</a>: Kids are smarter than you think. My son was well on his way to understanding money by two.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16553485, 'Xerloq')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16527830\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=324163\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-324163-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=324163\">Crabby Cakes</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16527830\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16527830);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16527830');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Ah, now if only someone could explain this concept to my co-worker's 20-year-old son, who recently racked up $700 in overdraft fees on $3-$15 debits.  He A) didn't know how much money was in the account because he hadn't gotten his most recent statement and B) figured because the debits were so small, the bank wouldn't notice.</p><p>Let me reiterate that this is a 20-year-old 2nd-year nursing student.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16527830, 'Crabby Cakes')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16530039\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=357022\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=357022\">wcnghj</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16530039\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16530039);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16530039');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16527830\" rel=\"nofollow\">Crabby Cakes</a>: The bank wouldn't notice!</p><p>Hehehehehe.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16530039, 'wcnghj')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16528018\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=468818\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=468818\">Illuminado</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528018\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528018);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528018');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I always used to joke with my little cousin when we were out shopping when I'd hand someone my credit card, \"Shhh... they think it's worth something!\"<br />I'd always get a couple of giggles until he was 10 or so and figured it out.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528018, 'Illuminado')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16528123\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1425332\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-1425332-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1425332\">Loias calls you out if you can't RTFA</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528123\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528123);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528123');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>I'm for making children learn the old fashioned way first: with cash and then moving into a checking account as they get older. Children need to know that money is *tangible* even if most of the time we don't use physical money. And, they need to learn that there are limits to what you can spend, or they will end up in debt.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528123, 'Loias calls you out if you can\\'t RTFA')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16528285\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=127871\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-127871-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=127871\">polyeaster</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528285\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528285);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528285');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@Coop  B/c that's what my folks did...and then I didn't really have the experience of moderating my purchases...so now I'm severely in debt and even though I understand how the cards work, I can't use them b/c it's too tempting to treat them like they aren't real money.  Not educating your kids appropriately for their age is setting them up to fail later.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528285, 'polyeaster')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16528309\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=636090\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=636090\">MooseOfReason</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528309\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528309);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528309');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>You can show them this video:<a></a></p><p>Although I'm sure that's not what you mean by \"invisible money\".</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528309, 'MooseOfReason')\">Reply</a></div>		<!-- if it's a top level category ' -->								<div class=\"num-replies\">2 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16530258\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"http://www.pullingablyleven.blogspot.com\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a title=\"http://www.pullingablyleven.blogspot.com\" href=\"http://www.pullingablyleven.blogspot.com\" rel=\"nofollow\">Excited_Utterance</a>    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16530258\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16530258);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16530258');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16528309\" rel=\"nofollow\">MooseOfReason</a>: Well you're a nut. You could go the sane route and do a serious investigation about how an economy of leveraged finance leads to an unstable regime.</p><p>Or you could do this.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16530258, 'Excited_Utterance')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16582182\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=636090\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=636090\">MooseOfReason</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16582182\"><abbr class=\"published\" title=\"2009-11-13T16:35:30-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16582182);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16582182');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16530258\" rel=\"nofollow\">Excited_Utterance</a>: Where do you think the leverage came from?</p><p>Because I think it came from here:<br /><a href=\"http://www.federalreserve.gov/monetarypolicy/fomc.htm\" rel=\"nofollow\">[www.federalreserve.gov]</a></p><p>By the way, thanks for calling me a \"nut\" without providing any evidence to back up your claim.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16582182, 'MooseOfReason')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16528897\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=22998\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-22998-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=22998\">axiomatic</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528897\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528897);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528897');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>You charge them a 25 cent fee for every paper dollar they put in their piggy bank because the BANK OF DAD says piggy banks should only have coins in them.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528897, 'axiomatic')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16528928\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=140241\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=140241\">XTC46</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16528928\"><abbr class=\"published\" title=\"2009-11-13T16:35:13-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16528928);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16528928');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>The comments in here scare the hell out of me, becasue I just cant fathom not understanding how simple accounting and banking concepts work.</p><br /><p>Im 24, my parents gave me my first bank account when I was around 8 and got an allowance. It was a savings account and came with a bank book to keep track of the balance. This is what my parents did to teach me:</p><br /><p>They would give me my allowance in cash once a week, and I had 3 jars on a shelf in my closet. 1 jar was money I wanted to put in the bank so I could save for something, 1 was for spending when I wanted small things now, and the 3rd was a family jar so we could all go do stuff. Each had a pre determined percentage of my allowance that went to it, although I got give more to the bank or the family outing if I took it out of my spend now jar.</p><br /><p>My step mom would tke me to the bank once a month to deposite the bank jar and update my account book, they would also match the deposits to the third jar for family events (like we would all go see a movie together...in reality, this was probabaly a 10:1 match if not more). And I could go to the game room with the other jar or spend it on little things. They also added a smaller match to my bank deposite account that way I learned the benefits of saving in a bank (I wish I could still get such great returns on my savings hehe)</p><br /><p>As I got older, I got bigger allowances and eventually got rid of the jars. Instead of a family outing jar, I started paying bills (I paid our High Speed Internet Bill when I was 15 as well as my cell phone bill.By then I had a job however and no longer got an allowance)</p><br /><p>It worked out great. I still have that first savings account, and have no idea how much money is in it (little if any as I moved banks when I graduated high school, but left a minimal amount for memories)</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16528928, 'XTC46')\">Reply</a></div>		<!-- if it's a top level category ' -->									<div class=\"num-replies\">3 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16545067\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=581631\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-581631-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=581631\">korybing</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16545067\"><abbr class=\"published\" title=\"2009-11-13T16:35:17-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16545067);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16545067');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16528928\" rel=\"nofollow\">xtc46 - thinksmarter on twitter</a>:  Yeah, I can't remember when I got my first savings account. I remember always having the balance book, though, and I would deposit birthday and christmas money there and get the book updated.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16545067, 'korybing')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16531203\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=77434\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=77434\">psm321</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16531203\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16531203);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16531203');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16528928\" rel=\"nofollow\">xtc46 - thinksmarter on twitter</a>: Be careful with that account... some banks start charging inactivity fees and/or start closing accounts</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16531203, 'psm321')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16534684\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=552511\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=552511\">Outrun1986</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16534684\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16534684);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16534684');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16531203\" rel=\"nofollow\">psm321</a>: They usually don't close your account but they will send you a letter saying that you have been inactive and you will have to sign the paper if you still want your account.  Its possible they will close the account if you cannot be reached.  Worse yet if there is less than a certain amount in there, they could charge you for keeping your money in there, not sure if this is still done but there is usually a minimum balance you must maintain, or else the bank charges you.  This could deplete your account fast.</p><p>You definitely want to make sure that you have the minimum balance on that account and you make a transaction at least once a year.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16534684, 'Outrun1986')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16536164\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=140241\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=140241\">XTC46</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16536164\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16536164);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16536164');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"#c16534684\" rel=\"nofollow\">Outrun1986</a>: Yea, I had the min balanace, if the close it for in activity, oh well, but I havent gotten anything from them and neither have my parents...maybe ill stop by a branch to make sure one day)</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16536164, 'XTC46')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16529663\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=560797\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=560797\">Mackinstyle</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16529663\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16529663);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16529663');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I'd just simplify it to: money represents work you've done to earn things. The amount you have is recorded on a computer and you use it to get the things that you want/need, like Dora the Explorer shoes.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16529663, 'Mackinstyle')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16530189\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=357022\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=357022\">wcnghj</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16530189\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16530189);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16530189');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Just wanted to jump in and say I'm over 12 and under 17.</p><p>I don't use cash.</p><p>I'm an authorized user on all of my parents credit cards that are paid in full each month.(I pay for whatever I buy)</p><p>I have an Equifax FICO score of 780.</p><p>__</p><p>I got a savings account when I was 7 and checking at 13. I can tell you what and what isn't allowed under the FDCPA, why you should never revolve debt, why your utilization is too high and how to stop that nasty collector from calling your house.</p><p>__</p><p>:)</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16530189, 'wcnghj')\">Reply</a></div>		<!-- if it's a top level category ' -->									<div class=\"num-replies\">3 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-16536083\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">chocobo    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16536083\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16536083);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16536083');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16530189\" rel=\"nofollow\">wcnghj</a>: I plan to exactly what your parents did when I have a kid.</p><p>Set up his own bank account and give him a debit card as soon as he's old enough to use it, and then set him up so he can check the balance online. He will learn how to not spend more than he has at a very young age.</p><p>And if he does need to learn from making mistakes, it'll be for spending $5 more than he has available... not for spending thousands of dollars at age 20 without any clue how to pay it back, like many uneducated college students do.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16536083, 'chocobo')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16536192\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=140241\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=140241\">XTC46</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16536192\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16536192);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16536192');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"#c16536083\" rel=\"nofollow\">chocobo</a>: heh I know a lot of EDUCATED college kids who do that...</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16536192, 'XTC46')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-16531949\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1240135\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1240135\">thisistobehelpful</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16531949\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16531949);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16531949');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16530189\" rel=\"nofollow\">wcnghj</a>: Awww they're just so cute when they're all grown up!</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16531949, 'thisistobehelpful')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","","","","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16532370\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=389492\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-389492-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=389492\">catastrophegirl chooses not to fly</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16532370\"><abbr class=\"published\" title=\"2009-11-13T16:35:14-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16532370);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16532370');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>maybe the bank/credit union can help?</p><p>my local credit union has a couple of account programs for kids. <br />there's even a coin sorting machine in the lobby that will let you put your jar of saved change into it and run it as a deposit to your account.</p><p>\"FAT CAT<br />In an effort to help children learn about saving and make it exciting, the Credit Union offers the FAT CAT program for children up to age 12. This program consists of a quarterly newsletter, web site and a special FAT CAT Share account that gives children access to watch their balance grow as they save.\"</p><p>\"Zard<br />In the effort of continuing to educate our youth on financial responsibility, State Employees' Credit Union offers members ages 13-19 the opportunity to participate in our Zard program for teens. Focused on helping teens develop solid money management skills, the Zard program offers teens a variety of products and services tailored to meet their needs.\"</p><p><a href=\"https://www.ncsecu.org/PDF/Brochures/youthservices.pdf\" rel=\"nofollow\">[www.ncsecu.org]</a>  [pdf]</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16532370, 'catastrophegirl chooses not to fly')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16536132\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">chocobo    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16536132\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16536132);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16536132');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16532370\" rel=\"nofollow\">catastrophegirl</a>: Yeah, it's really a great thing that banks are starting to cater towards kids now. It takes some time to get used to swiping a card the affects an amount of cash that you never get to physically hold or see.</p><p>It's so much better to educate kids on how to do it while they're young, instead of just handing them a credit card at age 18 without any real idea of how it works.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16536132, 'chocobo')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16532825\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=743153\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-743153-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=743153\">reddbettie</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16532825\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16532825);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16532825');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Once while working as a cashier in college, I was ringing up a man with his young daughter. He sat her up on the counter as he got his money out to pay. He gave her his credit card to hand to me. As she passed it over to me she said, \"You know, even with this, he still has to pay!\"</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16532825, 'reddbettie')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16533488\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=379334\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-379334-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=379334\">xcharliemx</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16533488\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16533488);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16533488');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I pull up to the ATM and request it to show my balance. I show my kids the balance. After they stop crying I explain once that's gone the card won't work.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16533488, 'xcharliemx')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","","","","","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16536405\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">Al Swearengen    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16536405\"><abbr class=\"published\" title=\"2009-11-13T16:35:15-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16536405);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16536405');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>How do kids learn about money? - When they go to college, get a college credit card, run up a balance on it, can't pay it off, and have to come groveling back to you and you tell them to suck it up and pay it themselves. That is how they learn about money.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16536405, 'Al Swearengen')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16541525\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=482291\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-482291-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=482291\">BlackMage66652</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16541525\"><abbr class=\"published\" title=\"2009-11-13T16:35:16-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16541525);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16541525');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>He'll probably figure it out by Middle School when he takes money out of your purse to buy some new fad item, whether it's Pokemon, Pogs, Magic cards, games or junk food. He'll do it atleast once.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16541525, 'BlackMage66652')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16541617\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=782625\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-782625-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=782625\">krista</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16541617\"><abbr class=\"published\" title=\"2009-11-13T16:35:16-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16541617);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16541617');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Start playing simple \"shopping\" games at home. You can use real cash or monopoly money - doesn't matter. You can even incorporate the debit card concept once the child is a little older by putting money in the \"bank\" and giving a card worth that much.</p><p>Have the child be the shopper sometimes, buying groceries or mommy's shoes. Then have the child be the shopkeeper selling lemonade or artwork to mommy and daddy. Once the child gets a real allowance, let them spend it at the store for toys or candy, handing the money themselves to the cashier (always so cute!)</p><p>Once they are good at numbers and counting, have them help figure out the cheapest item at the grocery store using the info tags. Discuss why you buy some things as cheap as possible, or why you want to sometimes spend more to get better quality.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16541617, 'krista')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16544319\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1278005\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1278005\">Covertghost</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16544319\"><abbr class=\"published\" title=\"2009-11-13T16:35:16-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16544319);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16544319');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>How my parents did: Don't spend money you don't have, credit counts as money.</p><br /><p>I've never overdrafted, never in any real debt, etc.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16544319, 'Covertghost')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16546224\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=110582\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-110582-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=110582\">Pinget</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16546224\"><abbr class=\"published\" title=\"2009-11-13T16:35:17-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16546224);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16546224');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>This really isn't hard. For starters, the invisible money is called \"Republican credits\" at our house, a Star Wars reference. My older son gets money for doing chores, which he tracks in a ledger. When I buy him something with my debit card against his money, he subtracts it from the ledger. This is just like a checkbook for his money. What's not to get?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16546224, 'Pinget')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16551518\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1550\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1550-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1550\">trixare4kids</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16551518\"><abbr class=\"published\" title=\"2009-11-13T16:35:20-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16551518);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16551518');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I just hope that she's not letting her kid fiddle around with zip codes and checking out when there are people behind her (like me) trying to get out of the store and on with their lives.</p><p>And get off my lawn too, ya hooligans!</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16551518, 'trixare4kids')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16556612\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">ponycyndi    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/how-do-you-explain-invisible-money-to-your-kids.html#comment-16556612\"><abbr class=\"published\" title=\"2009-11-13T16:35:23-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16556612);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16556612');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>My son is 5 and is only now grasping the non-cash concepts- I occasionally get checks in the mail, or have cash to deposit, and I make a point to take him with me. He also knows that I go to work everyday, and that they pay me money into my bank, and I use the card to get the money out (usually paying transactions, not atm)</p><br /><p>I've also bought gift cards in front of him - same concept, you give them the money, then you can use the card to pay for things.</p><br /><p>For the OP, he is just letting the baby see him buying things- he also needs to see trips to the bank, and where money comes from, like explaining that daddy goes to work, and they give him money for that.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16556612, 'ponycyndi')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","");


