var json_comments = new Array("<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16612267\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=536049\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=536049\">calchip</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/capital-one-activates-payment-protection-plan-thanks-to-eecb.html#comment-16612267\"><abbr class=\"published\" title=\"2009-11-13T16:35:44-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16612267);\">Moderate</a> |</span>	<script type=\"text/javascript\" src=\"http://consumerist.com/mt-static/plugins/Moderate/moderate.js\"></script>	<script type=\"text/javascript\">		successMsg = \"\";	</script><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16612267');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I wonder if this is really a result of the EECB, or of it making the front page of Consumerist, and some executive envisioning thousands of people cancelling their \"insurance\"?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16612267, 'calchip')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16613082\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=286941\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-286941-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=286941\">Megladon</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/capital-one-activates-payment-protection-plan-thanks-to-eecb.html#comment-16613082\"><abbr class=\"published\" title=\"2009-11-13T16:35:45-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16613082);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16613082');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>That stuff is such a rippoff anyways. They talked me into it when i was in the military, and said that any time i lose my job i can miss payments. I asked, what if my contract is up, they said \"yep\". Well sure enough, my time was up, I chose to leave, and they said it doesnt count. I told them i wanted my money back as i was lied to. I wish consumerist was around back then. I might have had more options.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16613082, 'Megladon')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16613689\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1021770\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1021770-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1021770\">AngryK9</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/capital-one-activates-payment-protection-plan-thanks-to-eecb.html#comment-16613689\"><abbr class=\"published\" title=\"2009-11-13T16:35:45-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16613689);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16613689');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>I requested that to be removed from both of my Capital One cards some time ago. Today I look at my accounts and realize that they have again started it up on my accounts. I'm not happy about that.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16613689, 'AngryK9')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16613833\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=966803\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=966803\">imsnowbear</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/capital-one-activates-payment-protection-plan-thanks-to-eecb.html#comment-16613833\"><abbr class=\"published\" title=\"2009-11-13T16:35:45-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16613833);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16613833');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I frequently get calls offering to sell me \"insurance\" of this type. The pitch is \"What if something happens to you and you can't pay your bills?\"</p><p>My response always is \"If something bad like that happens to me I want everyone to feel bad about it. Including you.\" I usually hear laughter as I'm hanging up.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16613833, 'imsnowbear')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-16613890\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=505958\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-505958-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=505958\">elysse</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/capital-one-activates-payment-protection-plan-thanks-to-eecb.html#comment-16613890\"><abbr class=\"published\" title=\"2009-11-13T16:35:45-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16613890);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16613890');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Interesting they should show up on the Consumerist feed today, I just got a call from CapOne today, it was that 39$ vs. 29$ overage fee thing I JUST read about here a few days ago..... I specifically asked: \"Are you asking me to waive my rights provided by the CARD Act for a lowered overage fee?\" and the person on the line said \"Yes.\"</p><p>Refreshing, no?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16613890, 'elysse')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-16620637\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=121828\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-121828-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=121828\">larrymac thinks testing should have occurred</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/capital-one-activates-payment-protection-plan-thanks-to-eecb.html#comment-16620637\"><abbr class=\"published\" title=\"2009-11-13T16:35:47-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16620637);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16620637');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c16613890\" rel=\"nofollow\">elysse</a>: There is no \"waiving of rights\".  They are asking you to opt-in to allowing you to exceed your credit limit, which is provided for in the CARD Act.</p><p>Their sales pitch was written by slimy weasels, no doubt, but there's no waiving of rights.  It's not true just because the phone monkey said so.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16620637, 'larrymac thinks testing should have occurred')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","<div class=\"comments-content\">        <div class=\"comment last\" id=\"comment-16629398\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=901728\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-901728-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=901728\">Amish Undercover</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/11/capital-one-activates-payment-protection-plan-thanks-to-eecb.html#comment-16629398\"><abbr class=\"published\" title=\"2009-11-13T16:35:49-05:00\">November 13, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(16629398);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=16629398');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Citi has a similar program. They basically charge an extra 10% annual interest for the protection. It is basically a scam. Some details:</p><p><a href=\"http://statgrad.com/abou/090221.php\" rel=\"nofollow\">[statgrad.com]</a></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(16629398, 'Amish Undercover')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>");