var json_comments = new Array("<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14777432\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=350350\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-350350-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=350350\">dragonfire81</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14777432\"><abbr class=\"published\" title=\"2009-08-14T16:27:36-05:00\">August 14, 2009  4:27 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14777432);\">Moderate</a> |</span>	<script type=\"text/javascript\" src=\"http://consumerist.com/mt-static/plugins/Moderate/moderate.js\"></script>	<script type=\"text/javascript\">		successMsg = \"\";	</script><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14777432');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>So wait, Amex doesn't have that \"materially adverse change\" deal where you can't cancel if rates go way up?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14777432, 'dragonfire81')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14777498\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=992914\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-992914-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=992914\">valleyval</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14777498\"><abbr class=\"published\" title=\"2009-08-14T16:29:41-05:00\">August 14, 2009  4:29 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14777498);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14777498');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Just throwing this out there - I have an AmEx Blue and they are not raising my purchase APR, everything else but not on purchases. My letter is carbon copy to what you posted but doesn't mention purchase APR. Also, they have a little line in there about how *surprise* they aren't going to charge you for going over your limit.</p><p>Gee thanks AmEx, you're really sticking your neck out for us.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14777498, 'valleyval')\">Reply</a></div>		<!-- if it's a top level category ' -->																			<div class=\"num-replies\">13 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14784212\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=15848\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=15848\">FLConsumer</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14784212\"><abbr class=\"published\" title=\"2009-08-14T20:21:30-05:00\">August 14, 2009  8:21 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14784212);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14784212');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777498\" rel=\"nofollow\">valleyval</a>: I've got the 7.24% APR as well and received a letter, but only affects the late charge &amp; cash advance APR.  Methinks the purchase APR went up only for people who actually carried a balance.</p><p>Remember to thank your CongressCritters for these changes.  They're the ones who put the screws to the banks, so the banks are just passing it along.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14784212, 'FLConsumer')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14789287\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=416632\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=416632\">Jesse</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14789287\"><abbr class=\"published\" title=\"2009-08-15T01:16:11-05:00\">August 15, 2009  1:16 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14789287);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14789287');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14784212\" rel=\"nofollow\">FLConsumer</a>:</p><p>I checked my letter again and the purchase APR hasn't budged on my Blue Cash card. It will still remain at 7.24%. Not like it mattered anyways. I don't carry a balance.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14789287, 'Jesse')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14782659\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=104056\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=104056\">laker</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14782659\"><abbr class=\"published\" title=\"2009-08-14T19:25:36-05:00\">August 14, 2009  7:25 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14782659);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14782659');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777498\" rel=\"nofollow\">valleyval</a>: Right, I actually got the letter a few days ago and my purchase rate is *not* going up either...</p><p>My balance is high and my APR is 10.24% also. Odd?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14782659, 'laker')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14781115\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">keepher    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781115\"><abbr class=\"published\" title=\"2009-08-14T18:28:58-05:00\">August 14, 2009  6:28 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781115);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781115');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777498\" rel=\"nofollow\">valleyval</a>: We got that letter last week. The card hasn't even been used in over eight months with a zero balance.</p><p>So, its doesn't matter what kind of history you have with them. They're going to jack it up before the new regs go on line.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781115, 'keepher')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14779714\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=63807\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-63807-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=63807\">Michael Belisle</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779714\"><abbr class=\"published\" title=\"2009-08-14T17:42:15-05:00\">August 14, 2009  5:42 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779714);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779714');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777498\" rel=\"nofollow\">valleyval</a>: I got the letter too, but there's no reason to believe that everyone getting the same changes (since the \"standard\" APR was already based on your credit evaluation). Mine was on a Clear card, going up to prime + 13.99%, which is a ridiculously high rate I'd never have accepted in the beginning.</p><p>All I know is once I recently considered giving AMEX some interest income, but now it's going straight to the front of the queue. Discover's getting that money instead.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779714, 'Michael Belisle')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14779087\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=83385\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-83385-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=83385\">sleze69</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779087\"><abbr class=\"published\" title=\"2009-08-14T17:22:30-05:00\">August 14, 2009  5:22 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779087);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779087');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"#c14777498\" rel=\"nofollow\">valleyval</a>: Mine's going up as well in October.  This month will be the first time I have carried a balance on a &gt;0% interest card in about 8 years (because of a wedding).  By next month it will be paid off and this change is meaningless to me.</p><br /><p>The 1.5%/5% cash back after $6500 spent is still one of the best rewards of ANY card out there.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779087, 'sleze69')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14778521\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=308759\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=308759\">Stubtify</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778521\"><abbr class=\"published\" title=\"2009-08-14T17:03:31-05:00\">August 14, 2009  5:03 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778521);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778521');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777498\" rel=\"nofollow\">valleyval</a>:</p><p>I too got a letter saying that rates on past due or cash advance/penalty rates are going up, but nothing about my actual rate going up as well.</p><p>My rate is at 10.24% as of right now. I'm assuming they're raising people's rates who carry a balance, I usually pay the card off every month, and have zero balance.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778521, 'Stubtify')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14779227\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1037\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1037-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1037\">Hooray4Zoidberg</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779227\"><abbr class=\"published\" title=\"2009-08-14T17:27:04-05:00\">August 14, 2009  5:27 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779227);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779227');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778521\" rel=\"nofollow\">Stubtify</a>: That's weird though, I've occasionaly carried a small balance but never for more than a month. Usually so I could pay off large $1K+ purchases in two payments. But I'd say in the 6 years I've been with them I've probably only carried a balance for 4 months. Mine was 7.9 and is now going up to 15.24 I suspect it's because I rarely carry a balance that they want to make more off me when I do.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779227, 'Hooray4Zoidberg')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14783185\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">merist    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14783185\"><abbr class=\"published\" title=\"2009-08-14T19:45:42-05:00\">August 14, 2009  7:45 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14783185);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14783185');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14779227\" rel=\"nofollow\">Hooray4Zoidberg</a>: It sounds to me that they are just doing it to everyone.</p><p>I just left Bank Of America for Amex Blue.  I have only had the card for 2 weeks.  You'd think they would respect their advertised rate they provided on their application for more than a couple of weeks.</p><p>Doesn't really matter to me though, since I don't keep a balance.  But it just goes to show that they can do anything at any time for any reason.  I would suggest keeping a couple of backups for this sort of shenanigans.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14783185, 'merist')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14783253\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">merist    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14783253\"><abbr class=\"published\" title=\"2009-08-14T19:47:49-05:00\">August 14, 2009  7:47 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14783253);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14783253');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14783185\" rel=\"nofollow\">merist</a>:</p><p>\"they can do anything at any time for any reason\"</p><p>That is, until the new credit card act goes into effect next year.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14783253, 'merist')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14779018\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1044971\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1044971\">Sepp_TB</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779018\"><abbr class=\"published\" title=\"2009-08-14T17:20:20-05:00\">August 14, 2009  5:20 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779018);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779018');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778521\" rel=\"nofollow\">Stubtify</a>: I have an AmEx Blue and my purchase rate DID get raised.  I never carry a balance either, so also not an issue for me, but I'm not pleased to see my APR jump over 15% considering my perfect credit history.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779018, 'Sepp_TB')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14778457\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=754196\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-754196-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=754196\">Kamidari</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778457\"><abbr class=\"published\" title=\"2009-08-14T17:01:14-05:00\">August 14, 2009  5:01 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778457);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778457');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777498\" rel=\"nofollow\">valleyval</a>: I received the same thing.  My purchase APR is currently 7.24%.  Not that it would really matter if they jacked it, since I don't carry a balance, but I guess it's at least nice that they left that one alone.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778457, 'Kamidari')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14778260\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1037\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1037-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1037\">Hooray4Zoidberg</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778260\"><abbr class=\"published\" title=\"2009-08-14T16:53:55-05:00\">August 14, 2009  4:53 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778260);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778260');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777498\" rel=\"nofollow\">valleyval</a>: Well what's your current APR, if it's already 15.24% or higher then they probably wouldn't raise it.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778260, 'Hooray4Zoidberg')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14778468\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=838428\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-838428-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=838428\">morgasco</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778468\"><abbr class=\"published\" title=\"2009-08-14T17:01:43-05:00\">August 14, 2009  5:01 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778468);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778468');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778260\" rel=\"nofollow\">Hooray4Zoidberg</a>: I got the same letter, no raise in purchase APR, mine's currently at 13.24% with the Gold Delta AMEX, no letter yet on my Starwoods Business Open AMEX.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778468, 'morgasco')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14777764\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=436259\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-436259-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=436259\">MostlyHarmless</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14777764\"><abbr class=\"published\" title=\"2009-08-14T16:38:12-05:00\">August 14, 2009  4:38 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14777764);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14777764');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777498\" rel=\"nofollow\">valleyval</a>: Yeah, got the same letter yesterday.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14777764, 'MostlyHarmless')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14777576\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14777576\"><abbr class=\"published\" title=\"2009-08-14T16:32:40-05:00\">August 14, 2009  4:32 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14777576);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14777576');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>*|RANT_ABOUT_EVILS_OF_CREDIT_CARDS|*</p><br /><p>*|RANT_ABOUT_PAYING_OFF_A_BALANCE_IN_FULL|*</p><br /><p>I think I just covered the information in about..oh..10 future posts.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14777576, 'pecan 3.14159265')\">Reply</a></div>		<!-- if it's a top level category ' -->																<div class=\"num-replies\">10 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14790572\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=171970\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-171970-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=171970\">the_wiggle</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14790572\"><abbr class=\"published\" title=\"2009-08-15T03:16:11-05:00\">August 15, 2009  3:16 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14790572);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14790572');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777576\" rel=\"nofollow\">pecan 3.14159265 (now with star power)</a>: lmao!</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14790572, 'the_wiggle')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14782075\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=159929\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-159929-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=159929\">madanthony</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14782075\"><abbr class=\"published\" title=\"2009-08-14T19:03:56-05:00\">August 14, 2009  7:03 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14782075);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14782075');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777576\" rel=\"nofollow\">pecan 3.14159265</a>:</p><p>I MAKE MY OWN CREDIT CARDS AT HOME!</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14782075, 'madanthony')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14783383\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">Daveinva    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14783383\"><abbr class=\"published\" title=\"2009-08-14T19:52:08-05:00\">August 14, 2009  7:52 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14783383);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14783383');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14782075\" rel=\"nofollow\">madanthony</a>: Okay, I laughed at that one. . .</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14783383, 'Daveinva')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14782233\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=929325\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=929325\">TCama</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14782233\"><abbr class=\"published\" title=\"2009-08-14T19:09:14-05:00\">August 14, 2009  7:09 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14782233);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14782233');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14782075\" rel=\"nofollow\">madanthony</a>: And anyone who doesn't is lazy/poor/inferior to me/uneducated/worthless.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14782233, 'TCama')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14781008\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=64277\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=64277\">edosan</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781008\"><abbr class=\"published\" title=\"2009-08-14T18:25:04-05:00\">August 14, 2009  6:25 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781008);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781008');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777576\" rel=\"nofollow\">pecan 3.14159265</a>: Yeah, we can close this thread now.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781008, 'edosan')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14778976\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=929652\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-929652-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=929652\">katstermonster</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778976\"><abbr class=\"published\" title=\"2009-08-14T17:18:57-05:00\">August 14, 2009  5:18 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778976);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778976');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777576\" rel=\"nofollow\">pecan 3.14159265</a>: You forgot these:</p><p>*|RANT_ABOUT_HOW_YOU_SHOULD_NEVER_USE_CREDIT_CARDS|*</p><p>*|RANT_ABOUT_HOW_YOU_SHOULD_NEVER_USE_DEBIT_CARDS|*</p><p>@<a href=\"#c14778169\" rel=\"nofollow\">Telekinesis123</a>: Ummm you must be new around here. Sarcasm and jokes...look them up.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778976, 'katstermonster')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14779096\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=436259\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-436259-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=436259\">MostlyHarmless</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779096\"><abbr class=\"published\" title=\"2009-08-14T17:22:45-05:00\">August 14, 2009  5:22 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779096);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779096');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778976\" rel=\"nofollow\">katstermonster</a>: I think her first comment covered those bases.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779096, 'MostlyHarmless')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14778466\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=929325\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=929325\">TCama</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778466\"><abbr class=\"published\" title=\"2009-08-14T17:01:40-05:00\">August 14, 2009  5:01 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778466);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778466');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777576\" rel=\"nofollow\">pecan 3.14159265</a>: You forgot</p><p>*|RANT_ABOUT_HOW_CREDIT_UNIONS_ARE_VASTLY_SUPERIOR_TO_BANKS|*</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778466, 'TCama')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14778032\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1082888\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-1082888-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1082888\">halothane</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778032\"><abbr class=\"published\" title=\"2009-08-14T16:46:44-05:00\">August 14, 2009  4:46 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778032);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778032');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777576\" rel=\"nofollow\">pecan 3.14159265</a>:</p><p>*|RETORT_ABOUT_THE_DANGERS_OF_DEBIT|*<br />*|BLAH_BLAH_BLAH_DO_A_CHARGEBACK|*</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778032, 'halothane')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14777592\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=992914\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-992914-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=992914\">valleyval</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14777592\"><abbr class=\"published\" title=\"2009-08-14T16:33:15-05:00\">August 14, 2009  4:33 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14777592);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14777592');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777576\" rel=\"nofollow\">pecan 3.14159265</a>: Bingo?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14777592, 'valleyval')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14777670\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1254199\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1254199\">nycSAN</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14777670\"><abbr class=\"published\" title=\"2009-08-14T16:35:50-05:00\">August 14, 2009  4:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14777670);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14777670');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>FYI, I got the same letter re: my AMEX Clear card.</p><br /><p>Anyway, you can moan about it as much as you want, but pretty much every credit card company has sent out letters like this -- it's not like you can take your business elsewhere. All you can do is work towards reducing your credit card debt to $0.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14777670, 'nycSAN')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14777690\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1254198\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1254198\">johnthrax</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14777690\"><abbr class=\"published\" title=\"2009-08-14T16:36:23-05:00\">August 14, 2009  4:36 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14777690);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14777690');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Yep, and they don't care if they lose customers over this.  I called yesterday to cancel my card, hoping they would cancel the rate increase.  I have an excellent credit rating, and have had one since I was 18, making it around 15 years, I pay my bill early, and I always pay more than the minimum amount due.  I told them I thought the increase was unacceptable for a responsible customer, and a customer that is obviously not a risk.  They didn't seem to care, so no more AMEX for me.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14777690, 'johnthrax')\">Reply</a></div>		<!-- if it's a top level category ' -->								<div class=\"num-replies\">2 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14778443\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1037\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1037-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1037\">Hooray4Zoidberg</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778443\"><abbr class=\"published\" title=\"2009-08-14T17:00:38-05:00\">August 14, 2009  5:00 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778443);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778443');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777690\" rel=\"nofollow\">johnthrax</a>: I'm in the same boat, I believe in their eyes we are in fact bad Amex customers because we don't carry a balance and pay late which is where they make their money. I don't think they mind losing us.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778443, 'Hooray4Zoidberg')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14784388\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1254670\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1254670\">supersunken</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14784388\"><abbr class=\"published\" title=\"2009-08-14T20:28:56-05:00\">August 14, 2009  8:28 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14784388);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14784388');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778443\" rel=\"nofollow\">Hooray4Zoidberg</a>: Why would the rate increase matter to a customer that pays off their card every month and does not carry a balance? You're just paying off what you charged, no fees, no interest rates, nothing.</p><p>If we are in fact bad Amex customers, Amex would start charging a fee to those that pay off their bill every month.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14784388, 'supersunken')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14777722\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=436259\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-436259-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=436259\">MostlyHarmless</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14777722\"><abbr class=\"published\" title=\"2009-08-14T16:37:14-05:00\">August 14, 2009  4:37 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14777722);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14777722');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777576\" rel=\"nofollow\">pecan 3.14159265</a>: Oh please, not even close.</p><p>*|RANT_ABOUT_HOW_THE_CARD_ACT_IS_BACKFIRING|*</p><p>*|SUPPOSEDLY_RHETORIC_QUESTION_ABOUT_LIKING_THE_NEW_PRESIDENT|*</p><p>Thats more like it.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14777722, 'MostlyHarmless')\">Reply</a></div>		<!-- if it's a top level category ' -->									<div class=\"num-replies\">3 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14777921\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14777921\"><abbr class=\"published\" title=\"2009-08-14T16:43:18-05:00\">August 14, 2009  4:43 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14777921);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14777921');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-leave#c14777722\" rel=\"nofollow\">MostlyHarmless</a>: How about:</p><br /><p>*|ANGRY|*</p><br /><p>Wouldn't that sum up about 98% of the posts here?</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14777921, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14778158\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=436259\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-436259-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=436259\">MostlyHarmless</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778158\"><abbr class=\"published\" title=\"2009-08-14T16:50:39-05:00\">August 14, 2009  4:50 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778158);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778158');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777921\" rel=\"nofollow\">pecan 3.14159265</a>: Nah, a lot of them are</p><p>*|CONDESCENDING|*</p><p>*|TROLLING|*</p><p>and</p><p>*|STEREOTYPING|*</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778158, 'MostlyHarmless')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14778094\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=281072\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=281072\">GavinEstecado</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778094\"><abbr class=\"published\" title=\"2009-08-14T16:48:38-05:00\">August 14, 2009  4:48 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778094);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778094');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777921\" rel=\"nofollow\">pecan 3.14159265</a>: Now that's Bingo!</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778094, 'GavinEstecado')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14777866\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1254198\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1254198\">johnthrax</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14777866\"><abbr class=\"published\" title=\"2009-08-14T16:41:26-05:00\">August 14, 2009  4:41 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14777866);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14777866');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>They don't care about losing customer's over this either.  I called yesterday to cancel hoping they would reverse the increase, but no luck.  I told them it was unacceptable for someone who has had a excellent credit rating from the time I was 18 (15+ years), and someone who pays their bill early.  They said it wasn't just me that was receiving the increase, not that it makes it better.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14777866, 'johnthrax')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14777962\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"http://\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a title=\"http://\" href=\"http://\" rel=\"nofollow\">nnj</a>    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14777962\"><abbr class=\"published\" title=\"2009-08-14T16:44:41-05:00\">August 14, 2009  4:44 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14777962);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14777962');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>Just got something like that in the mail too. Fortunately for them I am on a purchasing freeze.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14777962, 'nnj')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778080\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=109756\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-109756-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=109756\">acasto</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778080\"><abbr class=\"published\" title=\"2009-08-14T16:48:12-05:00\">August 14, 2009  4:48 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778080);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778080');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I'm the one who sent the message about not liking how my hands have been tied. The thing that bothers me the most about this whole deal is that I really did like AmEx. My Blue card had a decent rate, a high limit, good perks and I've always received good service. Now it feels like one of those episodes of \"Locked Up Abroad\" on NatGeo where someone treats you well, throws a bit of money and perks your way, then leaves you in the middle of the airport with twenty pounds of weed in a suitcase that looks like it is full of weed with no option and no way out.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778080, 'acasto')\">Reply</a></div>		<!-- if it's a top level category ' -->												<div class=\"num-replies\">6 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14793180\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=103985\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-103985-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=103985\">Venarain</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14793180\"><abbr class=\"published\" title=\"2009-08-15T14:21:07-05:00\">August 15, 2009  2:21 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14793180);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14793180');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778080\" rel=\"nofollow\">acasto</a>: <br />Exactly. It makes me sad, I've stuck with AmEx for a long time and they have always been so good to me. But I guess I'm moving on.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14793180, 'Venarain')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14790581\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=171970\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-171970-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=171970\">the_wiggle</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14790581\"><abbr class=\"published\" title=\"2009-08-15T03:17:11-05:00\">August 15, 2009  3:17 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14790581);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14790581');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778080\" rel=\"nofollow\">acasto</a>: lovely analogy :)</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14790581, 'the_wiggle')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14784834\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=103878\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-103878-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=103878\">ARP</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14784834\"><abbr class=\"published\" title=\"2009-08-14T20:45:41-05:00\">August 14, 2009  8:45 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14784834);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14784834');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14778080\" rel=\"nofollow\">acasto</a>: +1 for analogy.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14784834, 'ARP')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14783354\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">merist    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14783354\"><abbr class=\"published\" title=\"2009-08-14T19:51:04-05:00\">August 14, 2009  7:51 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14783354);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14783354');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778080\" rel=\"nofollow\">acasto</a>: If your leaving AMEX, I suggest you stay way clear of BankOfAmerica.  If your used to getting good service from Amex, you will be shocked at what BofA customers have been putting up with.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14783354, 'merist')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14778343\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1037\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1037-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1037\">Hooray4Zoidberg</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778343\"><abbr class=\"published\" title=\"2009-08-14T16:57:07-05:00\">August 14, 2009  4:57 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778343);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778343');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778080\" rel=\"nofollow\">acasto</a>: Ditto I've used this card as my primary CC for about 6 years. I've charged and paid off more than it would cost to purchase a luxury sedan on this card.</p><p>Having done nothing wrong I feel like I'm being punished. I'd hate to cancel what was the best card I've ever had but I feel I need to now out of principal/spite.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778343, 'Hooray4Zoidberg')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14778172\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778172\"><abbr class=\"published\" title=\"2009-08-14T16:51:05-05:00\">August 14, 2009  4:51 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778172);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778172');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14778080\" rel=\"nofollow\">acasto</a>: You, sir, earn a salute. That was the best simile I've read all day.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778172, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778140\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1037\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1037-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1037\">Hooray4Zoidberg</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778140\"><abbr class=\"published\" title=\"2009-08-14T16:50:11-05:00\">August 14, 2009  4:50 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778140);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778140');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I just got this same bullshit as well. I only opened this card about 6 years ago now because it had a 7.9% fixed rate. I didn't bark a few months ago when they hiked it to 11.99% I just secretly vowed to never carry a balance (and I haven't) but now it just went up to 15.99% which is asinine. I have nearly a 900 credit score, make a very good income, haven't been out of work since I was 17 and have never missed a payment. I will no longer be using this card.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778140, 'Hooray4Zoidberg')\">Reply</a></div>		<!-- if it's a top level category ' -->									<div class=\"num-replies\">3 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14786318\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">STG681    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14786318\"><abbr class=\"published\" title=\"2009-08-14T21:47:33-05:00\">August 14, 2009  9:47 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14786318);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14786318');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778140\" rel=\"nofollow\">Hooray4Zoidberg</a>: FYI, FICO scores only range from 300 to 850</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14786318, 'STG681')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14778826\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=394630\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-394630-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=394630\">ryan89</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778826\"><abbr class=\"published\" title=\"2009-08-14T17:14:07-05:00\">August 14, 2009  5:14 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778826);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778826');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778140\" rel=\"nofollow\">Hooray4Zoidberg</a>: @<a href=\"#c14778294\" rel=\"nofollow\">Franklin Comes Alive!</a>: Same here.  Got the letter for my Costco Amex, but actually not my Amex Blue.  I guess I'll expect it any day now.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778826, 'ryan89')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14779393\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1037\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1037-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1037\">Hooray4Zoidberg</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779393\"><abbr class=\"published\" title=\"2009-08-14T17:32:21-05:00\">August 14, 2009  5:32 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779393);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779393');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778826\" rel=\"nofollow\">ryan89</a>: I guess I should at least be grateful I got a letter in the mail this time. When they hiked it up a few months ago I got no warning. All of a sudden my rate spiked 3%. I no longer get a paper bill in the mail so I had to dig through old online pdf to find the one bill a few months early with some small print on the 12th page indicating the ARP hike was coming.</p><p>Funny how they never bothered to make any mention of that on the actual website or in my profile, just burried in the PDF that I'd have no reason to read month to month as all my payment/billing information is on the payment page.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779393, 'Hooray4Zoidberg')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14783390\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">merist    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14783390\"><abbr class=\"published\" title=\"2009-08-14T19:52:23-05:00\">August 14, 2009  7:52 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14783390);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14783390');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14779393\" rel=\"nofollow\">Hooray4Zoidberg</a>: 12 Page stagement?  Woo-Baby you're a big spender (At least a frequent spender.)</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14783390, 'merist')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778160\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1192053\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1192053\">StanTheManDean</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778160\"><abbr class=\"published\" title=\"2009-08-14T16:50:39-05:00\">August 14, 2009  4:50 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778160);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778160');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>What do you mean by \"they won't let you leave\"?</p><br /><p>Just pay off the card and cancel the sucker.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778160, 'StanTheManDean')\">Reply</a></div>		<!-- if it's a top level category ' -->											<div class=\"num-replies\">5 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14778614\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=469751\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-469751-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=469751\">TouchMyMonkey</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778614\"><abbr class=\"published\" title=\"2009-08-14T17:06:59-05:00\">August 14, 2009  5:06 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778614);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778614');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778160\" rel=\"nofollow\">StanTheManDean</a>: I think most of the people who were able to do this have done it already by now.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778614, 'TouchMyMonkey')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14778608\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778608\"><abbr class=\"published\" title=\"2009-08-14T17:06:48-05:00\">August 14, 2009  5:06 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778608);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778608');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14778160\" rel=\"nofollow\">StanTheManDean</a>: But the time it takes for some people to pay off the card means they'll be saddled with the new rates for a while before they get to no balance.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778608, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14790594\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=171970\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-171970-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=171970\">the_wiggle</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14790594\"><abbr class=\"published\" title=\"2009-08-15T03:18:39-05:00\">August 15, 2009  3:18 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14790594);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14790594');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778608\" rel=\"nofollow\">pecan 3.14159265 (now with star power)</a>: IF, I say IF! they can even pay off the card once that rate impacts their min due calculations &amp; payment allocation calculations.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14790594, 'the_wiggle')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14781281\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=346253\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=346253\">Orv</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781281\"><abbr class=\"published\" title=\"2009-08-14T18:34:37-05:00\">August 14, 2009  6:34 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781281);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781281');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778608\" rel=\"nofollow\">pecan 3.14159265</a>: One alternative is to do a balance transfer to a card with better terms.  I don't know about you, but I'm still getting balance transfer offers with low promotional rates.  Most of them are for a limited time, but if you can pay off the balance before the offer expires they can be a good deal.  You have to watch out for the transfer fees, though.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781281, 'Orv')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14779026\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=929652\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-929652-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=929652\">katstermonster</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779026\"><abbr class=\"published\" title=\"2009-08-14T17:20:32-05:00\">August 14, 2009  5:20 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779026);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779026');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778608\" rel=\"nofollow\">pecan 3.14159265</a>: Oh no...now you've opened yourself up to...</p><p>*|RANT_ABOUT_HOW_YOU_MUST_BE_A_MORON_IF_YOU_HAVE_A_CREDIT_CARD_BALANCE|*</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779026, 'katstermonster')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14787327\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=793795\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-793795-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=793795\">frodolives35</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14787327\"><abbr class=\"published\" title=\"2009-08-14T22:44:06-05:00\">August 14, 2009 10:44 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14787327);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14787327');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"#c14779026\" rel=\"nofollow\">katstermonster</a>: Now thats a power rant blew it out the box.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14787327, 'frodolives35')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14779188\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779188\"><abbr class=\"published\" title=\"2009-08-14T17:25:44-05:00\">August 14, 2009  5:25 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779188);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779188');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14779026\" rel=\"nofollow\">katstermonster</a>: Hahahaha. That was so long it popped out of the dialogue box.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779188, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14781460\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=498964\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-498964-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=498964\">Kimaroo - 100% Pure Natural Kitteh</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781460\"><abbr class=\"published\" title=\"2009-08-14T18:40:12-05:00\">August 14, 2009  6:40 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781460);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781460');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14779188\" rel=\"nofollow\">pecan 3.14159265</a>: *|LUDE_COMMENT_ABOUT_POPPING_OUT_OF_THE_BOX|*</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781460, 'Kimaroo - 100% Pure Natural Kitteh')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14782651\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=436259\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-436259-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=436259\">MostlyHarmless</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14782651\"><abbr class=\"published\" title=\"2009-08-14T19:25:21-05:00\">August 14, 2009  7:25 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14782651);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14782651');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14781460\" rel=\"nofollow\">Kimaroo - 20% More Kitty Added!</a>: Whats a Lude?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14782651, 'MostlyHarmless')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14787352\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=793795\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-793795-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=793795\">frodolives35</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14787352\"><abbr class=\"published\" title=\"2009-08-14T22:45:19-05:00\">August 14, 2009 10:45 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14787352);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14787352');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"#c14782651\" rel=\"nofollow\">MostlyHarmless</a>: A fond memory of the 70's</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14787352, 'frodolives35')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14782740\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14782740\"><abbr class=\"published\" title=\"2009-08-14T19:29:01-05:00\">August 14, 2009  7:29 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14782740);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14782740');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14782651\" rel=\"nofollow\">MostlyHarmless</a>: A dude carrying a lute or a luge.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14782740, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778169\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=542520\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-542520-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=542520\">Telekinesis123</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778169\"><abbr class=\"published\" title=\"2009-08-14T16:50:59-05:00\">August 14, 2009  4:50 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778169);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778169');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777576\" rel=\"nofollow\">pecan 3.14159265</a>:</p><p>Thanks for saying people are stupid and have nothing to say.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778169, 'Telekinesis123')\">Reply</a></div>		<!-- if it's a top level category ' -->									<div class=\"num-replies\">3 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14778589\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=537475\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-537475-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=537475\">pecan 3.14159265</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778589\"><abbr class=\"published\" title=\"2009-08-14T17:06:11-05:00\">August 14, 2009  5:06 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778589);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778589');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14778169\" rel=\"nofollow\">Telekinesis123</a>: It was totally a joke, but in every credit card thread all of these things appear. It's just how we express ourselves. With bitterness, anger, and just a little rage thrown in.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778589, 'pecan 3.14159265')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14779110\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=542520\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-542520-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=542520\">Telekinesis123</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779110\"><abbr class=\"published\" title=\"2009-08-14T17:23:10-05:00\">August 14, 2009  5:23 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779110);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779110');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778589\" rel=\"nofollow\">pecan 3.14159265</a>:</p><p>I am the defender of all who rant.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779110, 'Telekinesis123')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14778934\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=131723\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-131723-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=131723\">theblackdog</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778934\"><abbr class=\"published\" title=\"2009-08-14T17:17:30-05:00\">August 14, 2009  5:17 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778934);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778934');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14777576\" rel=\"nofollow\">pecan 3.14159265</a>: *|RANT_ABOUT_HOW_VISA/MC_IS_BETTER_THAN_AMEX|*</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778934, 'theblackdog')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778291\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=367334\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=367334\">boomerang86</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778291\"><abbr class=\"published\" title=\"2009-08-14T16:55:06-05:00\">August 14, 2009  4:55 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778291);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778291');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>I got that letter too, and it won't effect me in the least since I don't carry balances or pull cash advances on this account AND my payments are never late.</p><br /><p>Matter of fact, I just got my Blue Cash annual cash back posted to my account and it's over $500 this year!</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778291, 'boomerang86')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14808785\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=92972\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=92972\">Lordstrom</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14808785\"><abbr class=\"published\" title=\"2009-08-17T07:04:29-05:00\">August 17, 2009  7:04 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14808785);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14808785');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778291\" rel=\"nofollow\">boomerang86</a>: Yep, same here, except I build up points for travel. I simply chuckled at the letter and shredded it. I can't remember the last time any credit company has charged me interest.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14808785, 'Lordstrom')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778292\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=222420\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-222420-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=222420\">vastrightwing</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778292\"><abbr class=\"published\" title=\"2009-08-14T16:55:07-05:00\">August 14, 2009  4:55 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778292);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778292');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>As a FORMER Amex Customer, I quit months ago when they raised my interest rate. Banks have teams of thinkers who's sole job it is to find ways around the law so no matter what laws there are, there will be a way to take advantage of the consumers. I have no problem with this because I'm just going to learn to use cash. Using cash means no more large purchases, less worries about spending more than I have, no worries about late payments, no worries about insane interest fees, no worries about unauthorized payments. Merchants will have less overhead, so they might lower prices because fewer people are using credit cards. I say ehhhhh!</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778292, 'vastrightwing')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14790659\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1248669\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1248669\">nstonep</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14790659\"><abbr class=\"published\" title=\"2009-08-15T03:25:37-05:00\">August 15, 2009  3:25 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14790659);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14790659');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778292\" rel=\"nofollow\">vastrightwing</a>: Yeah but...I thought the purpose of credit cards was to not pay cash; I guess finding a source where your cash makes more than the apr you're going to pay...it's a lot easier with 6 percent than it is 16 percent variable.</p><p>I just hope people understand that when the fed eggheads think the recession is over they are going to jack the rate and therefore your rate is going to jump like a madman (it's at 3.25% as I understand it).  At some point for some customers it's going to equate to usury.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14790659, 'nstonep')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778294\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=6764\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-6764-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=6764\">Franklin Comes Alive!</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778294\"><abbr class=\"published\" title=\"2009-08-14T16:55:09-05:00\">August 14, 2009  4:55 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778294);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778294');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I just got a similar letter about my Costco AmEx.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778294, 'Franklin Comes Alive!')\">Reply</a></div>		<!-- if it's a top level category ' -->								<div class=\"num-replies\">2 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14778860\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=131723\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-131723-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=131723\">theblackdog</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778860\"><abbr class=\"published\" title=\"2009-08-14T17:15:15-05:00\">August 14, 2009  5:15 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778860);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778860');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778294\" rel=\"nofollow\">Franklin Comes Alive!</a>: Are they raising all your rates, or just cash advance?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778860, 'theblackdog')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14779902\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=6764\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-6764-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=6764\">Franklin Comes Alive!</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779902\"><abbr class=\"published\" title=\"2009-08-14T17:48:29-05:00\">August 14, 2009  5:48 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779902);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779902');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778860\" rel=\"nofollow\">theblackdog</a>:</p><p>Definitely cash advance - I thought it was all of them though.  I'll have to look when I get home.  I didn't pay much attention since I never carry a balance.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779902, 'Franklin Comes Alive!')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778361\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=186760\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=186760\">TheFlamingoKing</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778361\"><abbr class=\"published\" title=\"2009-08-14T16:57:51-05:00\">August 14, 2009  4:57 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778361);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778361');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Here's to hoping all affected follow Neil's advice and drop business with this company. Use your powers of choice as a consumer to hit them where it hurts most - in # of open accounts and $ in finance charges monthly.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778361, 'TheFlamingoKing')\">Reply</a></div>		<!-- if it's a top level category ' -->								<div class=\"num-replies\">2 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14781773\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1471\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1471-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1471\">Elvisisdead</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781773\"><abbr class=\"published\" title=\"2009-08-14T18:51:30-05:00\">August 14, 2009  6:51 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781773);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781773');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778361\" rel=\"nofollow\">TheFlamingoKing</a>: If you really want to hurt them, keep it open, but don't charge on it. AmEx makes almost all of their money on transaction fees.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781773, 'Elvisisdead')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14785594\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=186760\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=186760\">TheFlamingoKing</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14785594\"><abbr class=\"published\" title=\"2009-08-14T21:12:59-05:00\">August 14, 2009  9:12 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14785594);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14785594');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14781773\" rel=\"nofollow\">Elvisisdead</a>: Assuming no annual charges.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14785594, 'TheFlamingoKing')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778421\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">HippoSwampAss    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778421\"><abbr class=\"published\" title=\"2009-08-14T16:59:56-05:00\">August 14, 2009  4:59 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778421);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778421');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I received this letter too.  I called up and explained to them that they are by far my most expensive credit card (more than double my next highest card)and requested a rate reduction.  They flat out refused.  I informed them as of my next statement I will be paying down the card in full, and putting it in a draw.  By doing so, it will cost AMEX to keep me as a cardholder.  CC co's are required to hold cash on their balance sheet (albeit a fraction of the total amount of their commitment), which is a very real cost that will not be offset by transaction fees or interest payments.  While 3 levels of customer service agreed that this will erode shareholder value (nice buzzword, huh?), were note able to adjust the rate.</p><p>Its just my small little stand.  Hopefully others are doing the same (assuming they can).</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778421, 'HippoSwampAss')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14790612\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=171970\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-171970-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=171970\">the_wiggle</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14790612\"><abbr class=\"published\" title=\"2009-08-15T03:20:38-05:00\">August 15, 2009  3:20 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14790612);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14790612');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778421\" rel=\"nofollow\">HippoSwampAss</a>: here's hoping they don't pull the stunt CITI's pulling -&gt; <a href=\"http://tinyurl.com/l738xs\" rel=\"nofollow\">[tinyurl.com]</a></p><p>\"Citi's new charge, which kicks in if a cardholder does not spend enough, is one of many different annual fee experiments that industry members anticipate in the next six months.\"</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14790612, 'the_wiggle')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778554\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">HRHKingFridayXX    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778554\"><abbr class=\"published\" title=\"2009-08-14T17:04:53-05:00\">August 14, 2009  5:04 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778554);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778554');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>Hah! Cancelled last year, beat them to it.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778554, 'HRHKingFridayXX')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14800539\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=363287\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-363287-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=363287\">legwork</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14800539\"><abbr class=\"published\" title=\"2009-08-16T09:34:08-05:00\">August 16, 2009  9:34 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14800539);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14800539');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778554\" rel=\"nofollow\">HRHKingFridayXX</a>: Yea, but I'm sort of bummed I can't cancel them more than once.  Douches in suits. Say, that'd make a good title for something.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14800539, 'legwork')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778563\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=59206\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-59206-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=59206\">Juliekins</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778563\"><abbr class=\"published\" title=\"2009-08-14T17:05:11-05:00\">August 14, 2009  5:05 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778563);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778563');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Amex Blue customer here, got that letter too. Don't care, as we never carry a balance. As soon as they make the cashback program not worth my time, I'm gone. Until then, they can raise my rates, add fees for whatever the hell they want.</p><p>I have a limited amount of ire to give, and it's used up on things other than this. I mean, I can see why people are pissed, it's just too far down the list for me to spend any energy on it.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778563, 'Juliekins')\">Reply</a></div>		<!-- if it's a top level category ' -->									<div class=\"num-replies\">3 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14781803\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1471\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1471-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1471\">Elvisisdead</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781803\"><abbr class=\"published\" title=\"2009-08-14T18:52:30-05:00\">August 14, 2009  6:52 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781803);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781803');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778563\" rel=\"nofollow\">Juliekins</a>: Except for reading the story writing a post about how above it you are.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781803, 'Elvisisdead')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14786130\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=59206\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-59206-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=59206\">Juliekins</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14786130\"><abbr class=\"published\" title=\"2009-08-14T21:37:46-05:00\">August 14, 2009  9:37 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14786130);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14786130');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14781803\" rel=\"nofollow\">Elvisisdead</a>: Make sure you take some valuable time out of your day to snot similarly at people who posted the same thing I did.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14786130, 'Juliekins')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14783070\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=469349\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-469349-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=469349\">admiral_stabbin</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14783070\"><abbr class=\"published\" title=\"2009-08-14T19:41:47-05:00\">August 14, 2009  7:41 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14783070);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14783070');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14781803\" rel=\"nofollow\">Elvisisdead</a>: Boy, do I feel like I'm below both of you.  I read the article, both her comment and yours, and I still don't have anything better to spend my energy on than...</p><p>I don't carry balances, nor a personal AMEX. ;-)</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14783070, 'admiral_stabbin')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778595\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=960115\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=960115\">Shoelace</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778595\"><abbr class=\"published\" title=\"2009-08-14T17:06:21-05:00\">August 14, 2009  5:06 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778595);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778595');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>If you can't just 'opt out and cancel the card' then transfer or pay off your balance by October 1st. After that, cancel or only charge what you can pay in full when the statement comes.</p><p>I think AMEX is going to lose a lot of good customers with this...and it's well deserved.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778595, 'Shoelace')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14800549\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=363287\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-363287-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=363287\">legwork</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14800549\"><abbr class=\"published\" title=\"2009-08-16T09:39:06-05:00\">August 16, 2009  9:39 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14800549);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14800549');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778595\" rel=\"nofollow\">Shoelace</a>: Didn't you get the memo? Good customers are bad customers, and bad are good, or something like that.</p><p>I was trying to think of someone both big and good. Can you name one big business that hasn't checked out from the human race?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14800549, 'legwork')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778666\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=422781\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-422781-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=422781\">msbask</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778666\"><abbr class=\"published\" title=\"2009-08-14T17:08:28-05:00\">August 14, 2009  5:08 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778666);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778666');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>I got the same letter, and am one of the \"never been late, never over limit, never a black mark against me\" people.</p><br /><p>Luckily, I'll have any balance on the card paid off before then.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778666, 'msbask')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778681\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=729254\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-729254-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=729254\">SNForrester</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778681\"><abbr class=\"published\" title=\"2009-08-14T17:08:52-05:00\">August 14, 2009  5:08 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778681);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778681');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I got two letters from Amex this week.  This one about the Blue Cash card and another one offering me an \"upgrade\" to a Gold card with a $150 yearly fee because I'm so special.  I ripped up both letters.</p><p>These rates don't matter if you pay your bill in full each month, right?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778681, 'SNForrester')\">Reply</a></div>		<!-- if it's a top level category ' -->								<div class=\"num-replies\">2 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14800556\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=363287\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-363287-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=363287\">legwork</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14800556\"><abbr class=\"published\" title=\"2009-08-16T09:45:10-05:00\">August 16, 2009  9:45 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14800556);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14800556');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778681\" rel=\"nofollow\">SNForrester</a>: Heh. I cancelled them the first time when I received the Gold annual fee increase to $85 letter. Think that was about 1994. Kicked them to the curb again with the recent messes. Wish I could do it several times, though it feels almost as good to let encourage others to do the same.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14800556, 'legwork')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14789152\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=357022\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=357022\">wcnghj</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14789152\"><abbr class=\"published\" title=\"2009-08-15T01:02:31-05:00\">August 15, 2009  1:02 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14789152);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14789152');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778681\" rel=\"nofollow\">SNForrester</a>: Right</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14789152, 'wcnghj')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778721\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=353162\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=353162\">Ender16</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778721\"><abbr class=\"published\" title=\"2009-08-14T17:10:50-05:00\">August 14, 2009  5:10 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778721);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778721');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>They can't take balance transfers out of a promotional rate that I paid for can they?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778721, 'Ender16')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14779044\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1085388\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1085388-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1085388\">dancekat1</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779044\"><abbr class=\"published\" title=\"2009-08-14T17:21:09-05:00\">August 14, 2009  5:21 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779044);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779044');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778721\" rel=\"nofollow\">Ender16</a>: According to AMEX they will not. However, BOA in New York DID do this and only reversed their actions when threatened by the New York attorney general. Speak up - complain. It will make a difference.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779044, 'dancekat1')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778785\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1254287\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1254287\">AnthonySc</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778785\"><abbr class=\"published\" title=\"2009-08-14T17:12:52-05:00\">August 14, 2009  5:12 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778785);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778785');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I sent this in on the 12th via the tips email... And I get no love?</p><p>Anyway, I am stuck with the hike since I used it to consolidate the debt that my ex-wife incurred while we were married and I still owe a large sum of money that I cannot pay off in a lump sum.</p><p>I have been a customer since blue was introduced, never had a late payment and only underpaid one bill by 5 dollars once 3 or 4 years ago due to an error in typing.</p><p>I used to love Amex, but after this fiasco I am going to dump as much money into paying it off and canceling as soon as humanly possible.</p><p>I also have an excellent credit rating.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778785, 'AnthonySc')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778845\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=131723\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-131723-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=131723\">theblackdog</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778845\"><abbr class=\"published\" title=\"2009-08-14T17:14:50-05:00\">August 14, 2009  5:14 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778845);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778845');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I got the same letter, but they just told me they were raising my Cash Advance APR and Late Fee, I'll have to look again to see if they're raising the Penalty Rate APR.</p><p>Even though I pay off my balance every month, I'll still be checking my statements after Oct 1 to see how much has actually changed.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778845, 'theblackdog')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14781312\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=346253\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=346253\">Orv</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781312\"><abbr class=\"published\" title=\"2009-08-14T18:35:42-05:00\">August 14, 2009  6:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781312);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781312');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778845\" rel=\"nofollow\">theblackdog</a>: The letter I got had them raising the cash advance fee, late fee, and penalty APR, but they didn't raise my purchase APR.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781312, 'Orv')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778937\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=310437\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=310437\">kirkjt</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778937\"><abbr class=\"published\" title=\"2009-08-14T17:17:38-05:00\">August 14, 2009  5:17 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778937);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778937');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I don't understand this.  What do you mean \"opt out\"?  of course you can't say \"I opt out of this rate increase\", I would assume that would be a no-no.  What other \"opt out\" is there?  Just to pay it off and cancel, if you can't pay it off then you have problems and will be paying more interest.  You can get a loan at a better rate (or a card with a better rate), transfer balance to that and cancel.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778937, 'kirkjt')\">Reply</a></div>		<!-- if it's a top level category ' -->								<div class=\"num-replies\">2 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14779508\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1034061\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1034061-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1034061\">morlo</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779508\"><abbr class=\"published\" title=\"2009-08-14T17:36:00-05:00\">August 14, 2009  5:36 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779508);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779508');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14778937\" rel=\"nofollow\">kirkjt</a>: The idea is to cancel your future credit line and pay the current balance off at the old rate. When you made past charges you agreed to be charged prime rate+X, and if X changes you shouldn't be obligated to pay it.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779508, 'morlo')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14781117\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=936906\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=936906\">NeverLetMeDown</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781117\"><abbr class=\"published\" title=\"2009-08-14T18:29:00-05:00\">August 14, 2009  6:29 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781117);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781117');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14779508\" rel=\"nofollow\">morlo</a>:</p><br /><p>While they've generally allowed this in the past, they don't actually HAVE to allow it, since, in reality, every month is essentially a new loan, so they can change the terms on you.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781117, 'NeverLetMeDown')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14778972\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1225465\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1225465-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1225465\">Sunshine1970</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14778972\"><abbr class=\"published\" title=\"2009-08-14T17:18:51-05:00\">August 14, 2009  5:18 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14778972);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14778972');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I got the letter, too. My APR had already been raised from 10.24% to 13.99%. A letter had been sent out a few months ago for me. I did get the second letter last week. It didn't mention promotional balance transfers (which I have one at 4.99%--will be paid off in 3 mos. Yay!)...Last time they sent me a letter, it said this rate would *not* be increased....I've not asked them about this new letter...*off to email them now...*</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14778972, 'Sunshine1970')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14779006\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1085388\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1085388-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1085388\">dancekat1</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779006\"><abbr class=\"published\" title=\"2009-08-14T17:19:54-05:00\">August 14, 2009  5:19 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779006);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779006');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>My letter specifically says purchases and cash advances. The letter does not mention balance transfers. Only purchases and cash advances. I called and was told by AMEX that my balance transfer lifetime rate WOULD NOT BE CHANGED. Which is okay for me. I just won't use it anymore.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779006, 'dancekat1')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14779010\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1085388\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-1085388-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1085388\">dancekat1</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779010\"><abbr class=\"published\" title=\"2009-08-14T17:19:59-05:00\">August 14, 2009  5:19 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779010);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779010');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>The Federal Reserve Board will clarify interim rules in February of next year which will require companies like AMEX to go back three years and undo rate increases for customers with arbitrary increases. <br />Please refer to the Federal Reserve Board website for details. It is written into the law this way.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779010, 'dancekat1')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14781181\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=936906\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=936906\">NeverLetMeDown</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781181\"><abbr class=\"published\" title=\"2009-08-14T18:31:19-05:00\">August 14, 2009  6:31 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781181);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781181');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14779010\" rel=\"nofollow\">dancekat1</a>:</p><br /><p>Can you please provide a link to this provision.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781181, 'NeverLetMeDown')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14779128\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=276546\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=276546\">Ilovemygeek</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779128\"><abbr class=\"published\" title=\"2009-08-14T17:23:55-05:00\">August 14, 2009  5:23 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779128);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779128');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>My letter just said they are raising the APR on cash advances and the APR on any balances that have a penalty rate b/c of a late payment and the late fee is increased.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779128, 'Ilovemygeek')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14779204\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">ckaught78    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779204\"><abbr class=\"published\" title=\"2009-08-14T17:26:15-05:00\">August 14, 2009  5:26 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779204);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779204');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>I got a similar letter in the mail yesterday. Since I never use my BLUE card and have no balance I called them up and closed the account.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779204, 'ckaught78')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14779312\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1184782\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1184782\">eddieck</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779312\"><abbr class=\"published\" title=\"2009-08-14T17:29:40-05:00\">August 14, 2009  5:29 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779312);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779312');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>A contract is an agreement between two parties. That implies the agreement cannot be changed unless both parties agree to do so. I don't see how it's legal for them to do this.</p><p>Don't pay them. I'll take the credit hit and the collection calls rather than paying them for this. If they're doing this, then they don't deserve the money. That's the only way to really show them - hit them in the pocketbook.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779312, 'eddieck')\">Reply</a></div>		<!-- if it's a top level category ' -->										<div class=\"num-replies\">4 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14781646\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=171361\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=171361\">JiminyChristmas</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781646\"><abbr class=\"published\" title=\"2009-08-14T18:47:04-05:00\">August 14, 2009  6:47 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781646);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781646');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14779312\" rel=\"nofollow\">eddieck</a>: A contract is a mutually beneficial agreement between two parties? That's the theory they teach in law school Contracts classes. In practice, almost every contract the average person will ever sign is a contract of adhesion, i.e.: a corporation writes it, you can take it or leave it and negotiating terms is not an option.</p><br /><p>You can be guaranteed that the credit card agreement says the issuer can change any of the terms, at any time, for any reason...as the law allows.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781646, 'JiminyChristmas')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14783580\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">merist    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14783580\"><abbr class=\"published\" title=\"2009-08-14T19:58:40-05:00\">August 14, 2009  7:58 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14783580);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14783580');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14781646\" rel=\"nofollow\">JiminyChristmas</a>: You sound like the attorney at my mortgage closing...</p><p>\"You want the house?, sign the paper...\"</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14783580, 'merist')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment\" id=\"comment-14781366\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=346253\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=346253\">Orv</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781366\"><abbr class=\"published\" title=\"2009-08-14T18:37:09-05:00\">August 14, 2009  6:37 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781366);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781366');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14779312\" rel=\"nofollow\">eddieck</a>: I think you'll find the contract says they can change the rate.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781366, 'Orv')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14781210\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=936906\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=936906\">NeverLetMeDown</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781210\"><abbr class=\"published\" title=\"2009-08-14T18:32:17-05:00\">August 14, 2009  6:32 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781210);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781210');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14779312\" rel=\"nofollow\">eddieck</a>:</p><br /><p>Here's the thing - borrowing on a credit card is essentially a series of monthly loans that the credit card company keeps letting you roll over. They could, for example, tell you with 30 days notice that they want it all paid back.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781210, 'NeverLetMeDown')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14779515\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=313148\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=313148\">vildechaia</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14779515\"><abbr class=\"published\" title=\"2009-08-14T17:36:17-05:00\">August 14, 2009  5:36 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14779515);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14779515');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Just got the exact same letter about my Hilton Honors Amex card. As far as I'm concerned, Amex can go jump in the lake, and take all their overpaid executives with them.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14779515, 'vildechaia')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14780422\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=330169\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=330169\">sonicdivx</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14780422\"><abbr class=\"published\" title=\"2009-08-14T18:06:48-05:00\">August 14, 2009  6:06 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14780422);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14780422');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Wow, glad to hear not the only too. my Amex blue business card, just after I made a large purchase too.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14780422, 'sonicdivx')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14780457\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">rkaufman    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14780457\"><abbr class=\"published\" title=\"2009-08-14T18:07:41-05:00\">August 14, 2009  6:07 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14780457);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14780457');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I called to \"cancel\", assuming I'd be transferred to a customer retention specialist, but after going through the automated prompts, I'm now without an Amex Blue.</p><p>If they really aren't willing to play ball, I'm happy they lost me as a customer--but I hope it doesn't hurt my credit score.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14780457, 'rkaufman')\">Reply</a></div>		<!-- if it's a top level category ' -->									<div class=\"num-replies\">3 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment\" id=\"comment-14784289\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1254670\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1254670\">supersunken</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14784289\"><abbr class=\"published\" title=\"2009-08-14T20:24:31-05:00\">August 14, 2009  8:24 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14784289);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14784289');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14780457\" rel=\"nofollow\">rkaufman</a>: @<a href=\"#c14780457\" rel=\"nofollow\">rkaufman</a>: Not using it is the same as canceling it. Amex can't make money off of you if you don't use cash advance or don't carry a balance. Canceling the card just hurts your credit rating.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14784289, 'supersunken')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	     <!-- Loop through the reply comments -->                    <div class=\"comment last\" id=\"comment-14781238\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=936906\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=936906\">NeverLetMeDown</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781238\"><abbr class=\"published\" title=\"2009-08-14T18:33:07-05:00\">August 14, 2009  6:33 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781238);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781238');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14780457\" rel=\"nofollow\">rkaufman</a>:</p><br /><p>Why cancel? Why not just keep the card and not use it. Cancelling will (certainly) increase your utilization % (bad for your credit score, and (possibly) shorten the average account age (also bad for the credit score).</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781238, 'NeverLetMeDown')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14783631\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">merist    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14783631\"><abbr class=\"published\" title=\"2009-08-14T20:00:46-05:00\">August 14, 2009  8:00 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14783631);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14783631');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14781238\" rel=\"nofollow\">NeverLetMeDown</a>: Yeah.  I as thinking the same thing.</p><p>I got angry at BofA, so I got an Amex blue and I won't use my BofA card anymore.  But closing it, just saves them money and you lose a backup card in case of an emergency.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14783631, 'merist')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>     <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14781305\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1236002\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1236002\">californiadude99</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781305\"><abbr class=\"published\" title=\"2009-08-14T18:35:24-05:00\">August 14, 2009  6:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781305);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781305');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>And this is legal?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781305, 'californiadude99')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14781445\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">arsonisfun    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781445\"><abbr class=\"published\" title=\"2009-08-14T18:39:36-05:00\">August 14, 2009  6:39 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781445);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781445');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I got this letter too ... It's a bit frustrating as I got the card and consolidated my other credit debt onto it as it had a awesome rate ...</p><p>Ah well, more encouragement to try to get it paid off asap</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781445, 'arsonisfun')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14781563\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=16143\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=16143\">OneMHz</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781563\"><abbr class=\"published\" title=\"2009-08-14T18:44:12-05:00\">August 14, 2009  6:44 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781563);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781563');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I had a fixed 6.24% and it just went to variable prime + 6.99% (10.24 when it hits me).  I've been a great customer (frequently carry a high balance, spend a fair bit every year, but always pay on time, etc) and the CSR wouldn't even try to think of anything she could do. I've been trying really hard to eliminate my debt and this is just going to make it that much harder.  I'm trying to find a decent card to transfer my balance to.  That's not so easy either. Either way, I'm doing all I can to pay them LESS interest now and never pay any again.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781563, 'OneMHz')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14781598\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1254500\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1254500\">beekatt</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781598\"><abbr class=\"published\" title=\"2009-08-14T18:45:18-05:00\">August 14, 2009  6:45 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781598);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781598');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Got the same letter this week and so did two others I work with. All the same... fixed APRs going to variable APRs of prime plus 11.99%. This is after I received a letter in the Spring of my fixed APR of 9.99% was going to fixed 12.99%. In any case, I cancelled the card immediately.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781598, 'beekatt')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14781701\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=367619\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-367619-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=367619\">balilanai</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781701\"><abbr class=\"published\" title=\"2009-08-14T18:49:00-05:00\">August 14, 2009  6:49 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781701);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781701');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>This is nothing but highway robbery! What are the regulators doing about this???</p><p>I, for one, who carries a balance have pledges to bring balance to zero, ahead of October 1. They will lose me as a customer. Adios...</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781701, 'balilanai')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14781764\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=367619\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-367619-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=367619\">balilanai</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14781764\"><abbr class=\"published\" title=\"2009-08-14T18:51:07-05:00\">August 14, 2009  6:51 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14781764);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14781764');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Here's where to send a complaint. Believe me, they do respond and with enough complaints, they WILL take action against American Express.</p><p><a href=\"http://www.federalreserve.gov/pubs/shop/complaints.htm\" rel=\"nofollow\">[www.federalreserve.gov]</a></p><p>Go and complain at the above Web site and tell them that they have not given you the right to opt out.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14781764, 'balilanai')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14808150\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=936906\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=936906\">NeverLetMeDown</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14808150\"><abbr class=\"published\" title=\"2009-08-17T04:42:40-05:00\">August 17, 2009  4:42 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14808150);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14808150');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>@<a href=\"#c14781764\" rel=\"nofollow\">balilanai</a>:</p><p>There is no \"right\" to opt out.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14808150, 'NeverLetMeDown')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","","","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14782938\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=157351\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-157351-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=157351\">copious28</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14782938\"><abbr class=\"published\" title=\"2009-08-14T19:36:48-05:00\">August 14, 2009  7:36 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14782938);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14782938');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I got the letter before raising mine from 9.9% to 13%.  I then received the letter listed above this week. <br />I immediately called AMEX to see what they could do.  Kind of dissappointed with their answer, as I have been a customer for 12 years.  I escalated and still received the 'nothing we can do for you' answer.<br />I have other options for the balance I am carrying.  Some slightly more painful than others.  They will not keep my business.  This will no longer be my go to card, except unless I need to rent a car or buy something to extend the warranty.  Either way, they are not getting my money and I am sure that others feel the same as I do, that the percentage rate is astronomical and will stop using the card. <br />I am curious to see what the fallout does to their bottom line.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14782938, 'copious28')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14784159\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1254670\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1254670\">supersunken</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14784159\"><abbr class=\"published\" title=\"2009-08-14T20:19:19-05:00\">August 14, 2009  8:19 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14784159);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14784159');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Got the same letter on two different Amex cards. Could care less cause I pay off all my cards every month. Never use cash advances. Don't know why people are complaining. You're using money you don't have in the first place, basically borrowing money. Greedy or not, Amex needs to make money, if you don't like it just cancel your card. This would be a different story if they started charging a fee to people who pay off their bill every month.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14784159, 'supersunken')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14784172\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1254662\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1254662\">bambamnoodle</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14784172\"><abbr class=\"published\" title=\"2009-08-14T20:19:47-05:00\">August 14, 2009  8:19 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14784172);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14784172');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I called AMEX as soon as hearing about this.  I was a bit worried as I decided to go back to school last winter and have temporarily dropped out of the work force.  They informed me that my account was one of the lucky ones on the list.</p><p>I like having an AMEX, it's the card I trust the most to keep my data secure and block any purchases that seem out of character for me.  It's also my emergency card because of the high limit.  I don't want to pay through the nose if I have to use it in extreme circumstances.</p><p>Luckily my bank had an offer for a USAA AMEX back at a respectable 7.75%.  USAA prevents them from changing the APR w/out their approval.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14784172, 'bambamnoodle')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14785417\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=243712\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=243712\">Howie411</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14785417\"><abbr class=\"published\" title=\"2009-08-14T21:06:04-05:00\">August 14, 2009  9:06 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14785417);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14785417');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I'm pretty pissed with Amex right now.  3 months ago I received a letter from them telling me they were changing the reward benefits from Amex Blu-Cash from 1.5 (after spending 6500) to 1.25.</p><p>I'm probably going to cancel my card if I can find a better one, anyone got any recommendations?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14785417, 'Howie411')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14785539\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=396206\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-396206-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=396206\">MissGayle</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14785539\"><abbr class=\"published\" title=\"2009-08-14T21:10:36-05:00\">August 14, 2009  9:10 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14785539);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14785539');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Actually, you can \"take your business elsewhere\" - you can take it to a debit card.  If you're concerned about hackers getting to your regular checking account, just open a secondary checking account and only transfer to it what you intend to spend on the debit card that month.  Voila - credit union customers now have a no-fee zero-interest card account (and many bank checking accounts are free, also, if you keep a minimum balance in them).</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14785539, 'MissGayle')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14786270\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=3320\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-3320-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=3320\">Danj3ris</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14786270\"><abbr class=\"published\" title=\"2009-08-14T21:45:05-05:00\">August 14, 2009  9:45 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14786270);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14786270');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>STEP 1: Everyone max out your credit card balances via a cash advance check.</p><p>STEP 2: Deposit this check into your bank account.</p><p>STEP 3: Withdrawal your full bank account balance and close the account.</p><p>STEP 4: Keep forgetting to pay your credit card bills.</p><p>Within a few short months, credit card companies will cease to exist.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14786270, 'Danj3ris')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14787597\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1254961\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1254961\">SkipTracer</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14787597\"><abbr class=\"published\" title=\"2009-08-14T22:59:28-05:00\">August 14, 2009 10:59 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14787597);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14787597');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>In addition to the rate increase letter I also got a letter stating that 'certain account data' was acquired without authorization by an employee who is no longer with the company. The former employee was arrested and Amex said they are cooperating with law enforcement. The information that was stolen was just about everything Amex has except my ssn. They go on to say that 'as always we are not responsible for fraudulent charges on our accounts'. So in other words 'Our employee stole your credit card and personal information, may use it, and oh yeah we aren't responsible if they do.' Unbelievable.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14787597, 'SkipTracer')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14787757\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1254982\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1254982\">tjdrennan</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14787757\"><abbr class=\"published\" title=\"2009-08-14T23:09:18-05:00\">August 14, 2009 11:09 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14787757);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14787757');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>So i was a BLUE customer from almost day 1.  I used my blue at costco and paid it ontime and regularly.  I recently was able to work my way out of credit card debt so i did the responsible thing and paid off my balance with AMEX as well as my other 2 credit cards.  I was rewarded by blue with a Canceled Account Letter.  Thats right my friends AMEX doesn't want customers who pay off outstanding debt.  They want people they can charge more and ADD more fees onto.  My suggestion is if you like your Blue make sure you don't pay them off.  Or you too might get the thank you note i received.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14787757, 'tjdrennan')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14788651\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1030441\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1030441\">asorum</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14788651\"><abbr class=\"published\" title=\"2009-08-15T00:19:04-05:00\">August 15, 2009 12:19 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14788651);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14788651');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I just canceled my AMEX Blue card. They gave me a hard time making a payment last week and these changes push things past reason.</p><p>The cancellation process was interesting. You almost have to talk them into it, but they didn't change anything for my leaving :)</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14788651, 'asorum')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14788668\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=312499\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=312499\">LastError</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14788668\"><abbr class=\"published\" title=\"2009-08-15T00:19:57-05:00\">August 15, 2009 12:19 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14788668);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14788668');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Got one of those letters this week for my Blue card.  I didn't look too closely at it because I assumed it was just the blather about late fees.  I already got one of those for my Skymiles card last week.</p><p>Amex has gone from being the credit card company that cares about its customers to being the company that is inventing new ways to screw them.</p><p>I think it comes from their internal push to find new ways to analyze their customer's data and habits.  They were using this new skill to reduce risk.  Now they appear to be using it to find ways to make the most money for the company, but they are burning customer good will in the process.</p><p>But hey, there is no longer any perceived value in being the friendly card company that stands behind it's cardholders.  A credit card is a credit card is a credit card.  Amex figures they only have to be as nice as the lowest scum card company.   If we don't like it, we can just leave.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14788668, 'LastError')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14788710\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=257216\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=257216\">clyde55</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14788710\"><abbr class=\"published\" title=\"2009-08-15T00:23:37-05:00\">August 15, 2009 12:23 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14788710);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14788710');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Up until recently, we had an $11,000 limit on Am Express.  Then we got notice the limit was being cut to $500.  Well, of course they could do that seeing as how we owed them no money.</p><p>So I told my girlfriend to charge one small item on it a month like cash and each month we would pay it.  So now we received this same notice that they were raising the interest rate.  Do you get the feeling they are trying to tell us something?</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14788710, 'clyde55')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14788888\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=171683\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=171683\">Montaigne</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14788888\"><abbr class=\"published\" title=\"2009-08-15T00:39:03-05:00\">August 15, 2009 12:39 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14788888);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14788888');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>Got the letter and no mention of rate increase. Checked my new statement that just came in, prompted by this story, and they raised it 3% without any mention via email or in that letter. This is crazy, 4 years with this card and they don't even tell me.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14788888, 'Montaigne')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14789686\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=534218\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=534218\">Corporate_guy</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14789686\"><abbr class=\"published\" title=\"2009-08-15T01:59:13-05:00\">August 15, 2009  1:59 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14789686);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14789686');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>This is exactly why a health care bill needs a public option.  If you don't have a public option and you put in rules that cut profit margins health care companies will do the exact same thing.</p><p>Companies aren't just going to settle for a few percent less in profit.  They will jack up anything to preserve their profits.  In health care a public option will prevent companies from gouging and it would drive people to the public option.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14789686, 'Corporate_guy')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14790115\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=488235\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=488235\">yso</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14790115\"><abbr class=\"published\" title=\"2009-08-15T02:39:22-05:00\">August 15, 2009  2:39 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14790115);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14790115');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Once I get my yearly rebate, bye bye amex blue!</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14790115, 'yso')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14790402\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=347027\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=347027\">FrankReality</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14790402\"><abbr class=\"published\" title=\"2009-08-15T03:02:43-05:00\">August 15, 2009  3:02 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14790402);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14790402');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>I got the same letter too for the blue card, yet these are the same morons that give me the preferred customer BS and sales job on the AMEX Gold card every 6 months like clockwork.</p><br /><p>I use it for one purpose - to hide a few small purchases from my wife e.g. presents for her. The statement comes by e-mail and I can pay via electronic payment from my checking account. She sees the payment on the bank statement, but she's never asked what its for.</p><br /><p>If anyone knows of a better card that has these features, post it here</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14790402, 'FrankReality')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14790416\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=965713\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-965713-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=965713\">jayphat</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14790416\"><abbr class=\"published\" title=\"2009-08-15T03:03:44-05:00\">August 15, 2009  3:03 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14790416);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14790416');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>I'm thankful I live in a state that caps everything at 24.99, even the payday loan people. On the flip side, I'm pissed that I live in a state that only caps things at 24.99, like buy here-pay here car lots. Try being 18 and having ZERO credit, needing to buy a car, and having no-one to co-sign for a loan. HELLO car rip-off land.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14790416, 'jayphat')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14790568\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=171970\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-171970-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=171970\">the_wiggle</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14790568\"><abbr class=\"published\" title=\"2009-08-15T03:15:48-05:00\">August 15, 2009  3:15 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14790568);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14790568');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>meh. no different than what chase did to my wamu card post take over.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14790568, 'the_wiggle')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14790873\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">hoffmeister_hoff    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14790873\"><abbr class=\"published\" title=\"2009-08-15T03:46:51-05:00\">August 15, 2009  3:46 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14790873);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14790873');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>The card displayed is an AMEX \"Clear\" card. Not a \"Blue\" card.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14790873, 'hoffmeister_hoff')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14791699\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=444644\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=444644\">epi117</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14791699\"><abbr class=\"published\" title=\"2009-08-15T05:47:31-05:00\">August 15, 2009  5:47 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14791699);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14791699');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>i just got the same letter for my AE costco card, paid off balance today, waiting on my next rewards check than i will cancel card.</p><br /><p>I think many costco members are going to be upsetabout this.</p><br /><p>Still llving my credit union plat visa.. less than 9% , free cash adances if i ever need it, and great service.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14791699, 'epi117')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14792776\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=191367\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-191367-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=191367\">sybann</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14792776\"><abbr class=\"published\" title=\"2009-08-15T12:29:18-05:00\">August 15, 2009 12:29 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14792776);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14792776');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>I have an Amex Blue - that will now never carry a balance or be used in such a way that it won't be paid in full monthly. THIS is the only reasonable response - don't cancel it unless you want to negatively impact your credit rating.</p><br /><p>I WILL voice my displeasure next time I need to contact Am Ex.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14792776, 'sybann')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14792896\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=1249701\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=1249701\">99bonk</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14792896\"><abbr class=\"published\" title=\"2009-08-15T13:05:52-05:00\">August 15, 2009  1:05 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14792896);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14792896');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>go to www.bankrate.com which has a very complete list of all credit card offers, including those with low interest rates if you carry a balance.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14792896, '99bonk')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14793085\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">BamAlmighty    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14793085\"><abbr class=\"published\" title=\"2009-08-15T13:57:32-05:00\">August 15, 2009  1:57 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14793085);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14793085');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>PLEASE. 99.9% of the major credit lenders have already or are raising their rates, Citi, Chase, BofA, etc, not to mention doing other things such as adding annual fees. I guess you can be bitter about it, but it's not like you were singled out, EVERYBODY got their rate increased. It's the industry's response to the credit reform bill, they're  pimping whatever they can, while they can.</p><p>Don't like it? Don't carry a balance, don't use that card, cancel the card. Find another card.</p><p>If you're somebody that can't live within your means and need to carry a balance, you might want to consider getting a card at a credit union.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14793085, 'BamAlmighty')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14793196\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=160972\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-160972-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=160972\">durkzilla</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14793196\"><abbr class=\"published\" title=\"2009-08-15T14:25:38-05:00\">August 15, 2009  2:25 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14793196);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14793196');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Bye Bye AMEX!</p><p>I'm gonna miss ya!</p><p>Time to cash in the points, pay off the balance and toss old Blue in the drawer.</p><p>Oh, and don't forget to change the automatic payments for your monthly subscriptions to something else too.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14793196, 'durkzilla')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14795218\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=569594\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=569594\">FiorellaMajumdar</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14795218\"><abbr class=\"published\" title=\"2009-08-15T19:14:46-05:00\">August 15, 2009  7:14 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14795218);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14795218');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>Write a letter to your member of Congress. Yes, they may be generally useless but, if enough people scream about AMEX's complete disregard for principles of Contract Law, then maybe we'll get somewhere. Imagine if anyone could arbitrarily and unilaterally change the terms of a contract while the other party has no recourse? It's wrong, especially for the Welfare Queens in corporate Amerika. At the very least, we should be allowed to decline the terms and operate under the previous terms until our card expiration date. The problem is that credit card vampires know they have us over a barrel: If you negotiate a reduced payoff, the IRS is standing by to tax your forgiven debt and the credit agencies are ready to blemish your credit report for the next decade. I didn't use my card to buy big screen televisions or luxury items but in trying to reach the American dream of owning your own company. These same companies collapsed the economy, taking my business with it, yet the big, corrupt players got their neat little corporate welfare check. While we can't burn it all down, we can at least get our elected officials to singe them a bit.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14795218, 'FiorellaMajumdar')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14797009\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=194223\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-194223-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=194223\">brandymb</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14797009\"><abbr class=\"published\" title=\"2009-08-15T23:04:26-05:00\">August 15, 2009 11:04 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14797009);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14797009');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Meh I got the letter also yesterday. My Blue card has been a flat 9.9% fixed since I became a holder in 1999. I always pay it off at the end of the month. I called them up to cancel, with me it was principle of being a perfect customer for 10 years and then getting slapped with all this extra BS (besides, I have a 5% AMEX card from USAA and they VALUE their members). Gal, who I could barely hear, asked why I was cancelling as I never carry an interest balance. Again, principle. Took my reward points and cashed them in for a $25 card for Home Depot. Then wifeypoo and I had a card cutting party. And I am not scared about this messing up my credit score either. I am a retired dude who owes no one nuthin.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14797009, 'brandymb')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14798577\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=124369\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=124369\">Sam2k</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14798577\"><abbr class=\"published\" title=\"2009-08-16T01:59:43-05:00\">August 16, 2009  1:59 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14798577);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14798577');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>I used to love my BlueCash from Amex.  Then I got that dastardly letter.  Guess what.  I still love my Amex.  Can anybody guess why?  Becaue I don't put anything on it that I can't afford to pay cash for.  Credit cards should only be used for purchase protection and rewards.</p><br /><p>If you rely on credit cards to finance your lifestyle, how can you compain about them financing their lifestyle on you?</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14798577, 'Sam2k')\">Reply</a></div>		<!-- if it's a top level category ' -->							<div class=\"num-replies\">1 replies</div>	    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->     <!-- Loop through the reply comments -->        <div class=\"reply-container\" >            <div class=\"comment last\" id=\"comment-14821586\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=422781\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-422781-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=422781\">msbask</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14821586\"><abbr class=\"published\" title=\"2009-08-17T21:02:29-05:00\">August 17, 2009  9:02 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14821586);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14821586');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>@<a href=\"http://consumerist.com/5337472/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt+out#c14798577\" rel=\"nofollow\">Sam2k</a>: Zzzzzzzzzzzzz</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14821586, 'msbask')\">Reply</a></div>		 	    </div><!-- end reply- button -->    </div></div>                <!-- Display comment (reply comment, which may be a parent of more replies) -->            <div class=\"inner-reply-container\" >                 <!-- For each reply comment, recursively display any reply comments -->          	    </div>        	</div>    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14800183\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=258630\"><img        src=\"/mt-static/support/assets_c/userpics/userpic-258630-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=258630\">cecilsaxon</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14800183\"><abbr class=\"published\" title=\"2009-08-16T06:50:10-05:00\">August 16, 2009  6:50 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14800183);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14800183');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>I too am gone- I will go to cash, not a bad idea all in all. Thanks AMEX!</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14800183, 'cecilsaxon')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14800823\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=422850\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=422850\">merc78</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14800823\"><abbr class=\"published\" title=\"2009-08-16T12:35:34-05:00\">August 16, 2009 12:35 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14800823);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14800823');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>Also received two letters one for me and one for my wife. Again we are customers who have never been late we also pain of the balance each month. Technically although this doesn't effect us I still dislike the position they have taken and will be making more carefuly8 comparisons with other available cards. Hope this burns them for there greed.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14800823, 'merc78')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14804211\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=569594\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=569594\">FiorellaMajumdar</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14804211\"><abbr class=\"published\" title=\"2009-08-16T20:56:28-05:00\">August 16, 2009  8:56 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14804211);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14804211');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>By the way, it appears that Bernie \"Ponzi King\" Madoff used his Amex to spend all his stolen money. Maybe they should be hauled into court as an accessory to the crime, serving as a pass-through entity for stolen funds. Sounds like a nicely laid out RICO prosecution is in order. Heck, with all the coin their collecting from us, it would be poetic justice if the Madoff victims went after Amex. I could live with my extra interest going to heal the charities that got shafted instead of to boob jobs for Amex executive's prissy, entitled bimbo daughters.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14804211, 'FiorellaMajumdar')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14806367\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=367334\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=367334\">boomerang86</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14806367\"><abbr class=\"published\" title=\"2009-08-17T00:45:34-05:00\">August 17, 2009 12:45 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14806367);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14806367');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>Just got a similar letter for the JetBlue AmEx card I have. Interest rate on cash advances only and late fees up, no more OTL fee. Looks like even top tier members (my credit score is in the 790s) are getting hit.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14806367, 'boomerang86')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14810800\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=545093\"><img        src=\"http://consumerist.com/assets_c/userpics/userpic-545093-100x100.png\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=545093\">wjamny</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14810800\"><abbr class=\"published\" title=\"2009-08-17T13:53:09-05:00\">August 17, 2009  1:53 PM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14810800);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14810800');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>I've got the same letter and same response about not being able to decline the changes and close the account. We have a balance transfer that we were paying down (not using the card for purchases) and were told that this balance would increase to the new variable rate also. The kicker was the other piece of mail asking us to use them as our bank and deposit money with them - ha - not very likely now. We'll be paying the balance and closing the account.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14810800, 'wjamny')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14828453\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">Eng84    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14828453\"><abbr class=\"published\" title=\"2009-08-18T03:54:46-05:00\">August 18, 2009  3:54 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14828453);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14828453');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>I think I will Youtube Amex Blue card with chip versus Microwave Oven.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14828453, 'Eng84')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment\" id=\"comment-14829466\">    <div class=\"inner\">	 <div class=\"user-pic\">        <a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;amp;blog_id=1&amp;amp;id=396846\"><img        src=\"/css/images/default.gif\"        width=\"60\" height=\"60\" alt=\"user-pic\" /></a>    </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\"><a href=\"http://consumerist.com/cgi-bin/mt/mt-cp.cgi?__mode=view&amp;blog_id=1&amp;id=396846\">mmunson</a>        </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-14829466\"><abbr class=\"published\" title=\"2009-08-18T05:48:08-05:00\">August 18, 2009  5:48 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(14829466);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=14829466');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p><p>I have wrote to the CEO's office stating how disappointed I am with their decision to retaliate on their good customers big and small raising the rates 5% in a bad economy. I said this decision is not going to help me with corporate goodwill to your organization where if I end up with a full time job after this recession I will not likely consider a Gold Card or any other product your company has.</p><br /><p>I could understand them trying to recover revenue from over the limit fees, but at least make the balances prior to Oct 1 fixed at the old rate, and new charges at the new rate.</p><br /><p>People have talked to customer service representatives and AMEX is not going to budge. I was offered the invitation to call the office number and I will probably get the same answer from the executive office. offoffiofficeas well.</p></p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(14829466, 'mmunson')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>","<div class=\"comments-content\">        <div class=\"comment last\" id=\"comment-15335202\">    <div class=\"inner\">	 <div class=\"user-pic\">                <a href=\"\"><img src=\"/css/images/default.gif\"         width=\"60\" height=\"60\" alt=\"user-pic\" /></a>            </div>        <div class=\"comment-header\">            <div class=\"asset-meta\"> <div class=\"vcard author\">Camper57    </div>				<div class=\"comment-date\"><a href=\"http://consumerist.com/2009/08/amex-blue-raises-rates-also-on-past-balances-and-wont-let-you-opt-out.html#comment-15335202\"><abbr class=\"published\" title=\"2009-09-12T06:20:44-05:00\">September 12, 2009  6:20 AM</abbr></a></div>				<div class=\"comment-moderate\"><span><a href=\"javascript:moderateComment(15335202);\">Moderate</a> |</span><a href='javascript:void(0)' onClick=\"return moderate(this, 'http://consumerist.com/cgi-bin/mt/plugins/Moderate/moderate.cgi?__mode=flag&comment_id=15335202');\">Flag for review</a></div>            </div>        </div><!-- end comment header -->        <div class=\"comment-content\">            <p>Ordinarily I pay off my balance monthly. I've had an AMEX card for twenty years. Then I was laid off recently and suddenly found myself carrying a balance, unable to make more than small payments. One payment was two days late, and WHAMMO--I'm now stuck with 27.24% interest for a year!</p><p>When I called, they told me that being even one day late on a single payment jacks your interest to this figure, which will rise if prime rises. If you want to quit, fine. If you have a balance you can't pay in full, they own you.</p><p>This is usury, plain and simple. Those rats have us over a barrel and now their ramming it to us. So much for twenty years of customer loyalty.</p><p>I encourage anyone reading this to dump AMEX immediately, and to give your Congressional reps hell until they re-regulate the credit industry.</p>        </div>	<div class=\"reply\">	 <div class=\"reply-button\"><a title=\"Reply\" href=\"javascript:void(0);\" onclick=\"mtReplyCommentOnClick(15335202, 'Camper57')\">Reply</a></div>		<!-- if it's a top level category ' -->		    </div><!-- end reply- button -->    </div></div>        <!-- Display comment (top level parent) -->    </div>");