It's a Comdata card (with fees) or direct deposit, but they really encourage you to use the Comdata cards. [See rebuttal to this in the comment below.]
They load your paycheck onto it, every two weeks (pretty standard), and you're supposed to have one free transaction after each payroll deposit.
- The only way to check your balance is to call the 1-800 number and jump through 4-5 prompts.
- ATMs that are supposed to accept the card often reject it (they are Maestro cards), and they -always- charge you a fee for being an out of network user. Comdata tells you to recover your fee from the bank, the bank tells you they don't know what a Comdata card is, and won't refund the fee. I even had one bank question me as to wether or not Maestro was a real card company. I got one ATM fee refunded from Comdata, and hit a brick wall from there on out.
- They recommend that you use it for your everyday purchases, with a fee occuring each time. Their own literature conflicts on wether or not this is a one dollar fee or a much lesser, 25 cent fee.
- Many companies will not do cash-back with one (one of Comdata's recomended methods for getting your money) because, despite being (technically) a Mastercard, and supposedly 'working just like one' (lie), it doesn't actually say Mastercard anywhere on the card.
- Many locations that accept Mastercard will not accept the Comdata card (despite what it says on Comdata's website).
- The only other way to get money off of your card is to do a funds transfer, often occuring fees at the bank level.
- It also leaves you with absolutely no record of how much, or how often you are paid (until you get your W2, but that is rather limited) except for Comdata's website, which I found was often either not updated or incorrect. It also took me half a week of playing telephone tag with them to even get signed up for the website benefits.
Gamestop is one employer who uses this service with little/no reason to. They are the world's largest specialty videogames retailer, and they do not have the "logistics" issues that other industries (Trucking, in particular) have that even possibly warrants the use of this horrible little card.
They claim it is because many of their employees are younger, and do not have bank accounts. That's the only reasoning I've heard from them, after months of (somewhat muted, I needed my job, however stingy the hours were and however minimum wage it may have been) complaining and questioning.
I would love to see some evidence that any other company of Gamestop's size/market share uses this system...
This obviously isn't directly a consumer issue, although if you work there and read the Consumerist, you can see why we'd suggest you opt for direct deposit and save yourself a ton of hidden fees, or pull out all the cash using your single free withdrawal. In a more general sense, however, we think it demonstrates GameStop's hostile attitude toward its own workforce. Forget that nonsensical "our employees don't have bank accounts" excuse; the only valid reason we can think of for a company to use Comdata is to save money on payroll fees, by passing the cost on to its own employees under the ruse of a cash card being more "convenient." It's yet another reason why we don't like to shop at GameStop anymore.
RELATED
"Gamestop employees please help: Changing from Comdata deposit to bank account deposit" [NeoGAF]
"How do I withdraw money from my Comdata Card?" [LiveJournal]
(Photo: OrangeShooter)
I would like to clarify some misconceptions about the use of the Comdata Card.
For many employees or other consumers who are unwilling or unable to obtain a bank account, pay cards provide a convenient and cost-effective option for receiving their payroll on time. Funds are available to the employee immediately, even if payday falls on their day off or if they are sick and can't go in to pick up their check.
All pay card providers, including Comdata, are governed by regulations that require full disclosure and transparency with respect to fees. We strive to provide complete information and cardholder materials that detail when and how cards can be used.
Comdata provides multiple methods for cardholders to access their payroll funds. The first withdrawal each pay period is always free of Comdata fees. Flexible options to access pay include:
Cirrus ATMs (MasterCard's ATM network) - more than 400,000 locations nationwide
Allpoint ATMs (surcharge-free ATM network) - nearly 40,000 locations or one out of every 12 ATMs in the United States
Maestro Point-of-Sale (MasterCard's PIN-based network) -nearly 2 million locations nationwide
Safeway grocery stores - card cash out services available at more than 1,700 locations
Comchek drafts - provided free to customers to use just like a check
In fact, cardholders spend less than $5 per month on average accessing their pay. This is significantly less expensive than check cashing services or many of the fees associated with using a bank account.
Additionally, Comdata's cardholder website (www.cardholder.comdata.com) provides detailed access to transaction history. Cardholders can use this site to check their balance, view card loads and monitor card withdrawals, all free of charge. Cardholders can also call Comdata's toll free number for account information and customer support. Comdata is available 24/7 to service and educate our cardholder base.
Thank you,
Carole Ford
Vice President, Comdata Corporate Payments
These Comdata cards are not so hideous since an alternative (DD) is offered. Like a user previously mentioned, the major banks in the US typically all use Checksystems to verify if a person has ever had a negligent account. If so, an account is typically not opened. For a while the bank I used to work for would override some of these reasons but things like excessive overdafts, ect were always a no-go for us. Many more people than most realize do have filings with Checksystems, (a surprising number, actually) and it takes anywhere from 5-7 YEARS for these bad listings to disappear since they are attached to your social security number. Overdraft an account for 50 dollars or more an let it close, most likely you'll have to dispute it with checksystem (paying the bank the overdraft and any fees is only the first step) then wait an x amount of time to have the bank resolve it on your credit report, and they may or may not remove it from Checksystems. The second reason why the Comdata cards are not so bad is that those bank accounts mentioned from 'Walmart', have horrible account types.
The majority of these bank accounts allow anyone to open one, with as little as a dollar, despite credit history but charge outrageous fees for ATM use, and DEBIT CARD USE, ect. These fees are just like Comdata but often much higher than the .25 - 1.00 I heard mentioned in previous posts. They also tend to get customs on overdraft fees as well. While 'anyone' can open them, they in their own right prey on those who have already had a bad run in with the banking system and often place excessive holds on common payroll checks making it even harder for Jane Doe to get her money when she needs it. So with this 'anyone can open one account' most people get hidden feed to death to the point the bank closes the account, or they end up paying more in fees than it's worth having the account for, especially on debit card purchases. If I had a choice between a Comdata card or an 'anyone can open me' account, I'd take the Comdata card in a second, their fees are at least a little more manageable than the 'for anyone' banks running around, and I can just get my cash/purchase a money order if absolutely needed.
Oh and as mentioned previously by another poster, comdata also has blank checks you can prefill, get an over the phone authorization for, (or make the bank teller do it) and simply cash at the bank. What I want to know is why this information was not presented with this article since Comdata is hardly the horrible monster company this article makes it out to be, if anything, it's helpful to many who don't have a bank account because they either can't or won't.
]]>The cards are horrible. Not only do they tack on fees like a cork board, but the taxes they take out on your checks every 2 weeks is fucking killer. The money I make doesn't even show at the end of the 2 week hell. Some places do checks every week, and for some reason even though this company makes millions, I still get stuck with the stupid fees. The only thing I can say I like about it is that my student loans can't see how much I get on this stupid card.
On another note the "Zero Originality" video (the guy saying all the bad shit about gamestop) is 1/2 true. It was pulled down after 1 week of being on youtube.com. He put the video up when the entire company had their management meeting in Las Vegas back in september. So the company wasn't really able to jump on and see what was going on. The day all the managers came back, the videos were taken down. A sad story in a world where we are supposed to have a freedom of speech, unless gamestop has something to say about it...
]]>Wow. Neither myself nor my staff is stupid enough to ask if people have trades when it's clear that they don't. We encourage them to bring them over the phone, when the person's at home with the potential trades right there.
We usually tell people to go to gamefaqs.com instead of buying the strat guide.
You're right, the game disc replacement things are stupid, hence I've never sold one.
As far as recommendations, we always say "well this is just my opinion" or something to that effect. No one has to take our advice, and I don't believe we come off as jerks.
As far as the used games corporate has a "take everything in!" mentality, but they're not the ones who have to process the returns when the stuff comes back defective. I make my guys be picky. The general rule is if you wouldn't buy it, take it as defective, that way we get to send them out and people don't buy them. Also we NEVER take games without cases. I hate that.
When it comes to new stuff, the staff at those stores are lying to you. The ratio between reservation copies vs walk in copies is 1:1.4. So if I get ten reseravtions, I'm getting 14 copies. Those guys are lying to you to punish you for not reserving and for that I'll apologize for them.
I fully understand the reputation Gamestop has from a portion of the hardcore gaming community and virtually everyone who posts on this site. I do all I can to keep myself and my sales staff from falling into that. If it means I have to break corporate policy, then that's what has to happen. We're constantly told "make the customer happy regardless of policy" which I have no problem doing all day long (unless the customer is a jerk).
I'm sorry you have to deal with asshats like that when it's time to buy a game. Our stores in Southern California (our district anyway) are not like that. We leave the dick moves to best buy and game crazy.
And you're right, I'm not paid enough.
]]>The direct deposit slip would normally take about 2-3 weeks to go through if you didn't fax the slip yourself. *I didn't provide a voided blank check the first time I filled out the form and didn't get another direct deposit slip from my manager for 3 weeks due to having none left.*
My direct deposit went through in 2 days. I used the comcrap card NEVER. The company also hands us 5 blank checks to write out through the comdat phone service. I always wrote out checks for my full paycheck and cashed them for the first 2 weeks.
Sounds to me like the "anon gamestop employee" is a tard.
]]>I have over $300 in gamestop giftcards that I can never find a reason to spend simply because their used games are shredded (rarely including the original case or the ever elusive manual), everything new is out of stock constantly because they order exactly one copy less than their store reserves and claim their are shortages (yet somehow best buy, walmart, target, and even 7-eleven now have bins full of the damn game), and those things that they do have are always higher than ordering from amazon, new egg, or one of a hundred other stores. I also cringe at the idea of being harassed when I walk in the door over the aforementioned snake oil sales techniques, such as asking if I have any games to trade in. Where exactly do the employees think I am hiding these games they are asking me about? Up my ass? No, I think not.
Moral of the story - your company sucks and I'm sorry you work for them. if you are an honest and knowledgeable guy than I am positive you deserve more than what they are paying you.
]]>Wow, must have been a lean holiday season for you guys. Did Gamestop at least let you have two pieces of coal for the fireplace and to thaw your ink?
]]>The card system seems to be not much different than the latter option.
]]>I agreed DD would be more convenient, but I have no problems with my method.
]]>They used to have next to no fees at all. In fact, the only fee they had before was I think a dollar or something like that when you used it at the ATM. Out of nowhere, about halfway through 07, they added a crap ton of fees.
When I first started working at GS six years ago, I used this ComData thing for half a year since I had just moved and didn't want to deposit my money in my out of state bank account. They also give you these little checks you can activate by calling into the 1-800 number. Activate it with your net pay, go to a bank or a cashing place, deposit/cash your activated check. I never got denied this. Some places were clueless, but they give you instructions on what to do. Repeat these instructions to the teller and you're usually good to go.
Every ATM I took this to, it worked. I don't ever remember it being called a "MasterCard", (it is Maestro, but that's it). It's always been called a debit card, from what I can remember, and has always worked as such.
As I said though, they've only recently started nickel/and dimeing our employees. I can't stand it, personally. I always, always urge my dudes and dudettes to open up a damn checking/savings account if they don't have one.
Oh, and as for paystub? Yeah, you get one in the mail on the Saturday or Monday following the day you got paid. I honestly have only worked for one place that ever actually handed me a damn check to cash. I don't understand the fuss over all this.
]]>I don't recall my dad ever having issues with ATM fees or any usage fees for that matter. Any time I've used the card it was no different from a regular debit card, though I've only ever used it to buy groceries and not withdraw from an ATM. Cash back during purchase at the store was never an issue either. If he was getting charged a dollar per transaction I can't imagine he'd be using it as often as he does.
Combined with Comchecks it's a great way to get money transferred quickly and securely when he's out of town, needs something taken care of at home and he can't pay online. However, if I were offered a Comdata account in lieu of direct deposit at my workplace I would decline, since it's mostly unnecessary if you're just working in one place.
]]>As an aside, do that many young people not have checking accounts? I started working at 16 and got one at a local branch solely so I could cash my paychecks (the days before direct deposit/debiting was prevalent-I use cash maybe once a week now). If you shop around, minimum balances aren't as high as they used to be, and many banks have special programs for people under 18.
]]>I had to switch banks about a year ago and it took one pay period to get it switched over. One of my keyholders filled out the DD form, I sent it off, and literally the next paycheck was in the account. Maybe it depends on the bank, but it sounds to me like both your store manager and your region's payroll coordinator need to learn some urgency. That in itself is weird to me since the corporate office is in Texas you'd think all of those stores would be tip top all the time.
]]>I went back to my regular store and they told me they hate that store. So there's ups and downs, just like any retail chain.
]]>If he's an idiot (not denying that) then he's a well-rewarded idiot.
No one at the store I work at had their direct deposit take effect in two weeks. It was a month to a month and half for the vast majority of them, and one guy said it took "like two months".. he wasn't sure exactly.
]]>Bias.
Chris had a bad experience at a gamestop so now every management level employee in the company must be a money grubbing, soul crushing bastard.
Grow up.
]]>I've been a GS manager for 3 years and NO ONE has ever encouraged me officially or otherwise, to get people to use those cards.
]]>you've got to be kidding me. Somebody's bitter.
]]>Your manager's an idiot. plain and simple. Direct Deposit takes affect in usually 2 weeks, depending on your bank.
As far as your bank "not existing" he never submitted the paperwork. He's lying to cover his laziness.
And how is it insulting to you for an employer to try and cut costs? If you don't like using the card, withdraw it all from the atm and deposit the cash into your bank. Or, you could transfer to a store with a competent manager and get your direct deposit set up in no time.
]]>So if GameStop isn't providing a paystub--if the Comdata website is inaccurate or outdated--then GameStop is really playing with fire. They might get away with it for a while, but if the AG ever takes an interest, those $1,000 fines add up really fast. This seems like an astonishingly risky way to fleece a couple bucks off employees, but I've seen dumber corporate behavior.
]]>This crap is for real?
I have never heard anything so fucking stupid. Sorry, I must use the real word because this is beyond my comprehension.
Oh sure, preloaded CC are fine for some purposes, but not everybody takes a CC in lieu of cash or checks (try using a CC with your small time LandLord), while other vendors or service providers (think the city utility company) legally can add a processing fee to handle a payment via a CC.
Stupid. Stupid. Stupid.
And I am tightwad looking to save a buck in my business and I still think this is a major stupid idea.
]]>"i can't imagine anyone who doesn't have a bank account not being able to cash a check one way or another. "
Oh Lord, yes. There are grocery stores in low-income neighborhoods that will cash your check for a very small fee, or even free sometimes. This is bogus. I'd bust my ass to find another job if my company started doing this.
]]>@johnva: Yep, and the employees who have done this all go to those check cashing places to get their money. I wish we had something like this for them since, even with the fees, it would be better. I know one employee who was rehired and his old direct deposit info didn't stop when I told it to said he was overdrawn over $1000. Fortunately, the bank bounced the check back because the account was closed.
]]>It is strictly a debit card and you should be able to withdraw on any branded cirrus atm. Cirrus network ATMs should not give you a fee.
Any POS that has a keypad, should also work, but may give you a fee and so will any other atm.
]]>When the second one didn't show up either, I talked to the manager about it. We went through everything and confirmed that yep, he'd sent off the appropriate paperwork for direct deposit, no problems. Alright, okay, probably a glitch in the system. We figured we'd give the system one more chance, and he said if nothing showed by then, that he'd take care of it.
Well, nothing showed. So he went to his boss, and his boss went one above that, and suddenly I have this "ATM" card in the mail, with all kinds of paperwork explaining the fees and how it's "just like a bank card, but better!" and other bullcrap. I didn't want the fees; I got paid a pittance anyway, so after the fees, there wasn't going to be much money left. So much for extra spending money! I called up the number on the card, managed to get some kind of human and let rip. I'd signed up for direct deposit specifically to avoid having to deal with the card, but I get the card anyway?
Anyway, the gent on the other end of the line told me that it was standard procedure to sign people up for the card anyway (without their knowledge or consent, yikes), and that I'd just have to suck up the fees. I wasn't having that. It might not have been much money, but by god, I'd dealt with Christmas customers trying to buy nonexistent Wiis to earn it, and I wanted my money. I told the guy I wanted them to cut me a check and switch me back to direct deposit, like I'd wanted in the first place. He tells me it's a no go. I either take the card (with fees!) or I don't get paid. Eff that.
Fortunately the story does have a happy ending. When the manager and the DM found out I was being given the run around, they raised hell (what they did exactly, I don't know, but I bless them for it) and a week later, I've got 3 weeks of back pay, and magically my direct deposit is working again. Yeeha!
Long story very short: The card is a rip-off, corporate knows it, will try to force you (not encourage, force) to use it, and will drag their feet to actually pay you your wages.
I loved my boss, but I refuse to work at Gamestop again because I refuse to deal with that damn card again and I don't trust them not to mess up my direct deposit.
]]>When I worked for Kelly Temp Services they used to pay us on these types of cards. The good thing about them was for $1.10 a paycheck, I could get paid on Monday instead of Friday.. 3 days after I turned my timecard in. I would go directly to the bank and do a cash advance off the card and deposit it into my checking account.
It wasn't a bad deal and I figured the first 5-10 minutes I worked each week paid was worth getting my money quicker. Of course, I recognized they were riddled with fees and never used it for everyday use.
]]>@Wombatish: How odd. I can safely say that your Gamestop experience is not the norm. They sound shady. I would start making friends with the Manager of a neighboring Gamestop and slowly shuffle your way away from that store.
]]>you guys covered this before, maybe not knowingly. The video posted on that page is one of like NINE videos of the employee telling about all the wrongs of the company. he does mention getting ripped off from the card system in one of those!
]]>Eh? I've had a checking account since I was 10 and had a paper route. It's how I paid for my newspapers. Way back, 25 years ago, before teh Internets, that's how it worked, your customers gave you money for the paper, you deposited the money in your account, wrote a check back to the local paper to pay for the cost of the newspapers you distributed all week, then kept the rest for yourself. But I digress.
How is being young a barrier to getting a bank account???
]]>Seriously, I would like for an attorney to check out state (or federal) laws and see if these actions are really legal. It seems like a scam to force an employee to pay a fee in order to get his paycheck. I'm guess that individually, the fees are so low that its not worthwhile to file an individual lawsuit, but a class action should be considered.
I too can't believe that in any normal situation it would take as much as four months to set up direct deposit. No place I've ever worked has taken more than one paycheck at most to set it up. Of course, these were places that otherwise paid you with a paper check, so I'm willing to allow that an employer that doesn't issue checks and uses these cards might take a little longer, but more than one month is ridiculous.
]]>I worked there back in 2001-2002 and they had those as well.. I think they were just introducing it then. I stuck with my direct deposit.
]]>1.) Find an ATM
2.) Take out a large cash deposit and pray/hope that your cash isn't lost or stolen before you can get to the bank
3.) Pay an ATM withdrawl fee for the use of *YOUR* hard-earned money
4.) Make a special trip to the bank to deposit this cash into your account
Please explain how this "not a bad arrangement." On payday, I simply log on to my bank's website and verify that my money was deposited through DD (and it always is). That's it! No fees, no risk of my paycheck money being lost/stolen, and no extra trips.
Even a plain old check would be a better arrangement than this. At least it doesn't force a situation where you're carrying around your entire paycheck in cash, and you don't lose any money to ATM fees. I think you are bending over backward to convince yourself that this isn't a bad arrangement. It is clearly bad!
]]>But yeah, that explains a lot of it. One thing you do NOT want to screw up in your life is your checking account, because then people get stuck with paying all these fees to cash checks, use prepaid debit cards, pay bills, etc. It would really suck to not be able to get a checking account.
]]>Circuit City changed in the last few months to offer something similar to this as well. You could either have direct deposit or get paid on what I think was a Visa card. I'm not sure of the details of the card as I always used direct deposit, but it sent off alarms in my head the way the GameStop card did.
]]>Yes, the Comdata cards sound like a mess. HOWEVER, it is 2009 and what person doesn't have ANY bank account so they can take advantage of direct deposit??
The poster here could have opened a bank account and setup direct deposit as they should have much faster than all the time they have spent fighting Comdata fees.
Problem solved.
]]>As a new hire trainer, i never got the memo about these cards, and so i was not prepared for the questions they had over them.
i left shortly after this started. which was around may of 08'
]]>It wasn't an address issue or anything, since like I said, they started showing up with my first direct deposit.
]]>As long as they offer direct deposit and it doesn't cost anything I'll take it. If that's a problem for them they can stop offering it.
]]>My company uses ADP. My check is direct deposit, my pay stubs are all online in PDF format. It's wonderful
]]>It sucks that you had a problem, but it's not something that happens to everyone.
]]>Despite that and the poor follow-through and policies of Comdata, I don't think this should reflect on Gamestop. If anything, they should be applauded for giving their customers/employees more choices for receiving money. No one forced them to accept the card.
]]>And I never received paystubs for the time I was on the Comdata card. I was always directed to their website, which was often either not updated or incorrect.
I started getting paystubs when my Direct Deposit went through.
]]>@shorty63136: Actually, it's more like 14 (though maybe you are talking about full-time work)([www.dol.gov]). There are limits on hours and types of work allowed.
]]>Luckily our bank's ATM gives out in $10 ammounts, so she withdrew all but like $2. That ammount over a year though can really add up!
Convenience my a$$
]]>Sounds to me like Gamestop is purposely screwing you over.
]]>Not to be whoring this out but I have always received great service from ADP.
For small companies.
]]>But they won't tell you you need to use IE. They'll just give you a 404.
Convenient.
]]>That's what they say to cover their asses, the real business reality is they are trying to make money off of their employees paychecks, they consider having to pay their employees an inconvenient loss and by working in collusion with this company they can recover some of that inconvenient loss through fees.
]]>The process of Direct Deposit was mentioned -as they were handing me my Comdata card-. My manager said "Oh, the paperwork takes forever, Direct Deposit is a hassle, here, take this, it's much better" and gave me the card.
I started working on getting Direct Deposit right away, and the process took forever, forcing me to use the card in the interim.
]]>This is told to us in addition to the fact that you SHOULD get direct deposit in ASAP despite it taking a while for it to go into effect.
]]>@KHook321: Well....where I work we have quite a few employees who can't get a checking account due to too many overdrafts, etc. I can see the card being good for them but if you can get a bank account, direct deposit is better.
]]>I'm the OP (I can get someone to confirm that via my email address, if possible).
My manager specifically told me that the Comdata card was very "convenient" and "handy to have" and that the direct deposit process could "take as long as four months, often even longer" (it ended up taking about that long).
He avoided submitting my paperwork for a while and when he finally did, my first set of paperwork was denied because my bank "did not exist" (it's a regular, licensed, local bank, FDIC insurance and everything). I re-submitted, and after about three months, it went through.
I would agree that it was just this one manager who was making waves, but I got similar lines about the "convenience" and "how long direct deposit can take to process, how long the deposits can take to clear" every time I called the corporate employee help-line. It is also somewhat ridiculous that they can activate my Comdata card in one to five days, and it takes a bare minimum of a month to get me setup with the ACH for Direct Deposit (a month was the lucky man's time frame).
Even if they encourage direct deposit, and even if I just had a bad experience, why are they offering these fee-ridden cards to their employees in the first place? To cut costs. And that's insulting, and possibly illegal.
]]>Some are great, others are nightmares. It really all depends on the employees and the service philosophy of the manager.
]]>Most game stops tend to hire people between 19-27.
The stores I've worked at, typically most of the employees are over 21.
]]>i can't imagine anyone who doesn't have a bank account not being able to cash a check one way or another. before i had a bank account, a parent or older sibling could get a check cashed through their bank account if i signed it over to them.
this is only a scratch at the surface of the world of problems that make up gamestop as a company...and i'm not even talking about their crappy trade-in values.
]]>My best advice would be to check the state's Department of Labor and see what the actual says.
]]>No no no. Corporations always put people before profits.
]]>The only time I would go to them is if I had to buy a brand new game, as long as you are buying new games and keeping them and not trading them in for credit they are not making much money off you.
]]>Don't like paying for paychecks? Don't have employees. Charging people a cent to obtain money they rightfully earned should be illegal. Employers should bear all expenses of maintaining a workforce, this includes the supplies and processing for payroll. Those paychecks can't cost more than a quarter a piece (Laser checks aren't THAT expensive). I bet companies don't even pay Ceridian and ADP 1% of their total wage expenditures to process payroll.
My only guess is the companies offering these fee-laden cards to employers are giving the employers a kickback, of course this appeals to the accountants because an expense magically becomes income. "LOOKIT They pay US to process our payroll"
That being said, I don't have much of a problem with these cards being used for non-wage forms of compensation. I just have a problem with being charged for money that is truly earned.
]]>Sadly, it all deals with people's misconceptions about bank accounts. I used to know people who would take specific checks they got and saved them for Wal*Mart so they could cash them there, and then spend the money there. Their argument was that they wanted to make sure they used certain cash just for walmart, but in reality, their bank account was way to overdrawn, and they needed groceries.
]]>Gaambit I can understand being kind of mad at him but if you would have finished watching the speech he explains why he did it in that style. If you ever do find the time I would recommended finishing it.
]]>Gamestop can go paperless, infact they already do.
gamestop.intersourcing.com
But I can't opt out of the paper trail =\ I hate my paystubs lining a box by month myself.
]]>By the OP's own admission, Gamestop is not requiring their employees to be paid with these cards, and from the other comments, they actively discourage it. For those sad employees who do use Comdata, I don't know what to tell you. Being gainfully employed while having no bank account leaves you few options.
]]>And although it would teach them how to handle their own money, I do understand a parent's hesitation in having them get one. My dad thought twice about it when I was 16 but let me get it anyway.
]]>I guess this is why we are constantly in the top 5 best places to work.
]]>Isn't this just a hi-tech version of the company store - it's disgusting honestly. There are so many far more transparent methods to help those that do not have a bank account, like helping them get one. It's disturbing to see this kind of greed - and yes, that's what it's bound to be because I am certain GameStop is making money off of this somehow. You can bet they are not paying for this 'convenience.' It's definitely enough to stop shopping there.
]]>If I could simply have online access to my pay stubs...
]]>In this day and age, there's no reason not to have a checking account for your paycheck.
]]>When I worked at EZMoney (I know, I'm still trying to get my soul back), you were automatically enrolled in Comdata cards and had to fax HR a voided check to be able to switch over to direct deposit. There was never an inital choice. One of my friends had trouble getting HR to switch his check to DD. He spent three months on the stupid card cause they kept telling him they never received the fax.
]]>When I worked in Sears a few years back they also had this "debit" system in place. I, of course, chose the direct deposit.
]]>If the economy doesn't improve, you may find that you get paid in store credit.
]]>If you are too young to handle a bank account, you really shouldn't be working at all.
]]>Teletech holdings (The outsourced company where Sprint/Nextel sends customer service calls.) Does this too, but they reccomend getting direct deposit. If you choose this awful system over the direct deposit, its kind of your own fault.
]]>At least in my area, all the banks have some sort of "free" account you can get. If the people don't like these "cash cards" - why not just open a bank account and get direct deposit?
]]>@KHook321: I don't understand it either. When I was 16 or 17, I got a Commerce Bank Student Account. Free checking, no minimum balance, no fees, and a debit card.
I'd imagine the hassle of signing up for a checking account is nothing compaired to the pain of gettign one of those Cash Card things and not having it accepted everywhere.
]]>At gamestop we get a pay stub, but it's just to show what was deposited where.
]]>I work at GameStop and was directly advised my my manager to go ahead and get Direct Deposit set up ASAP because of the fees and and inconveniences attributed to the ComData cards.
]]>They do NOT encurage you to use the Comdata cards, they clearly state in the handbook they want you to get direct deposit.
]]>