@Dan W: i have an HSBC online savings account, and it does.

@Matthew Wurtzel: Same as up and down the CT shoreline, especially around New Haven. They're not as prolific, no, but there's plenty of TD Bank love to go around.

They offer free ATMs worldwide, not just in the USA, and the reimbursements are posted the next business day.

A. 15 debit/credit card transactions per month
B. Sign up for paperless statements
C. Do 1 direct debit or deposit transaction in a 30 day cycle

they pay 5% which is AWESOME!!!

@calquist: I don't unerstand why, they have thosands of US Bank branded ATMS and 2500 branches, I've never had a problem finding one of there ATMs and if I ever felt to lazy to go to an US Bank ATM I just get cash back at a store which is even available at Mini Marts (much of the time).

Plus you need to make more of a Play off the Five Star Credit (You'll have better luck if you have some kind of Debt or High Investments with US Bank or you have been with us for a while and you don't Overdraw your account) if you go somewhere where there are not any US Bank ATMs (and I mean like not in the same town/city) like New York and you used an ATM there because you had too bring it up to your branch and they will most likely give you a Five Star Credit. Now 24 Hour Phone Banking can issue credits but they are much more harsh about it then your branch will be and will most likely deny you on the spot.

[usbank.com]

@summerbee: Nigeria? Good guess. I just opened a savings account there and made my first deposit via Western Union.

"Free ATM withdrawals at over 23,000 Citibank, MoneyPass, Publix and participating 7-Eleven ATMs. ATM surcharge fee reversals, up to $200 per calendar year, when you use an ATM that charges a fee."

Anyone know if HSBC does? When I was traveling overseas I tried to look up which of my credit cards or banks had the lowest foreign transaction fees and I thought one of them said they'd refund ATM fees either domestically or internationally - can't remember. I think it was HSBC. It is a PITA to find out fees/charges at financial institutions though.

Dude!@#! Commerce used to be called the most convenient bank,which is open 7 days a week, of course they have physical locations ;) I have one within a few blocks of my house & my job. They have a lot of locations in the tri state area and even some in FL, other states I never bothered with.

Wachovia refunds up to $6 a month

@azntg: Ah crap, does that qualify as the financial equivalent of a Dark Quickening?

Idiots should never charge for this anyway.

@weakdome: First Consumerist Bank

Commerce doesn't exist anymore though, it's TD Bank. Was not expecting that the day I logged into my online acct and everything was GREEN.

I do love the ATM reimbursement still.

Hmmmmm, I have CitiBank and they will refund me ATM fees up to a certain point. Not sure what that point is though. I think maybe $10????

They post monthly so it is debited and then at the end of the month, you will get a seemingly random credit... but it's just a credit of your ATM fees.

Story aside, I just wanted to observe that the picture above proves what I knew all along: there's just a little guy in the ATM machine counting out my money.

I bet he's the same guy who shuts my fridge's light off, too.

@jonthomasdesigns:

My credit union does, unless I use the one credit union in town that refused to negotiate that perk with my credit union.

I hope the TD Banknorth bit doesn't mean existing account holders have to have a minimum. They've been quite good to me, occasional service charge notwithstanding (although they aren't as bad as Hudson United Bank, which got assimilated into TD Banknorth), even dutifully refunding about $30 in fees racked up at the Las Vegas extortionary rates. Every now and then, I'll pay for something with my debit card (emblazoned with "NO ATM FEES" across the top half of the card) and the cashier can't believe they refund fees.

I'd still go with a credit union when I open a savings account, unless they can offer better interest rates, which I doubt...

M&I Bank - No fees on third party ATM access and it also reimburses ATM fees charged by ATM owning company.

Glad to see First Republic up there. I've been really happy since I switched to them. When you go to their offices (it doesn't feel like a 'branch') you get to sit down at a desk with someone and take care of your business. So much better than waiting in a queue to talk at someone through bullet-proof glass.

And twice when I was going to bounce a check they called me and asked if I'd have it covered in the next day or so. When I said "yes" they covered the check for me and didn't charge me any fees for it. Take that whatever bank you use!

I don't have to pay anything if I use their ATM though.

@summerbee:

Bank of Internet:

I can haz your moneyz nowz?

The Bank of Internet slogan:

"Were a series of Jars, in a series of tubes."

I'm using 5/3rd and they reimburse up to two non-jeanie run ATM withdrawls per statement period. and free ATM use otehrwise.

@PartTimeNinja: Same here. They always take a few days to post.

Decatur First Bank, www.decaturfirstbank.com, reimburses 10 ATM fees monthly.

LOL... "BANK OF INTERNET"... awesome. I want to start the Bank of Interwebs and Bank of Blogosphere next!

Fidelity mySmart Cash Checking
Unlimited; reimbursements post same day

@Rob Weddle: And how! Same with "First Internet Bank". I'll bet their brick-n-mortar is in Nigeria.

Bank of Internet? If I came across an ad for a place called Bank of Internet, I'd immediately be very suspicious.

That said, I'm not gonna be trusting my money to "Bank of Internet" anytime soon.

"Bank of Internet"....Wow, is that based in Nigeria?

Or just buy something at Walmart and get the cash back on your credit card. Rewards AND a fee-free cash advance, as long as you pay it off each month.

I think my grocery store does cash back on credit now, too.

Nice to see Citibank isn't on ANY of those lists....great.