Showing an ATM receipt proves nothing.

-You don't know if this person got a loan for a business from a family member that coincidentally happened to be under the 100K mark.

-You don't know if this person works for an IB -- there are tons of firms in that vicinity - heck it could have been someone in the mafia, in the City government, in advertising, etc.

-You don't know whether this person was visiting from out of town either.

Really - sad.

Wow. What consumerist won't post. I can't believe the ethical choice ya'll made. wow.

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@hellinmyeyes: I agree even the last 4 should've been blacked out.Even though forgotten ATM slips are common to post it online where computer geeks hang out isn't a nice move.

I don't know,NY money,if this person was living the Wall Street lifestyle or image obsessed that account could deplete pretty fast without a paycheck.

Yeah,some of us could get 3 years of living out of that and there those to give them their due that stimulate the economy on a regular basis.Meaning give em less than a year.

Second, for a blog that posts about data security pretty frequently, isn't it a little hypocritical to post a photocopy of an ATM receipt, especially considering it has absolutely no news value?

They'd have as good of a shot getting someone with a tiny balance.

Minor detail: I'm not a criminal and I don't live in NYC, but there are many others who do who could now have this info.

@ben_linus: Sometimes banks give perks to folks who keep XX,XXX dollars in their accounts. Like free checking or a slightly better than flatline interest rates, etc

This reminds me of the joke one of my friends played on his girlfriend (who he later married). (They both are pretty sarcastic wiseasses and even to eachother.) He used to say he did not have alot of money and she would complain that he was lying. He waited for the right opportunity to get trick her...

While they were dating she would borrow his car occasionally since it got better gas mileage than her clunker. So he finds an ATM receipt at his bank ATM with an over $20k balance showing. He then leaves it on the passenger floor of his car with all his other mess of receipts and papers. Leaves it under the mess, not easily found if one is not looking through the mess...

Next time his girlfriend returns from borrowing the car she asks if he really has money issues. To which he pleads ignorance, then she confronts him with the $20k receipt. To which he asks if she has been snooping on him? She had to backtrack and say she was just cleaning the car out and found the receipt. She then had to "borrow" the car again (in order to actually clean it out.) When she returned with the car the second time he let her in on the joke proving it via the ATM card numbers not matching and thanked her for cleaning out his car. She was mad but got the joke...

Perhaps this isn't a ethical issue, perhaps it is a PERSONAL RESPONSIBILITY issue not to leave your own receipts lying around for others to pick up.

I frackin' wish...

@midwestkel:

Wow, $16 to act like your a baller? Rather just show my $8.32 balance and be real

Or, he/she could have sold some investments and has not transferred it to the new ones.

Plus, it probably is a Money Market rate savings account - Chase has accounts with tiered interest rates that pays 2.23% for 50K to 100K balances. [2.37% for over 250K]

I do the same thing - since I have to have money in a regular bank - most of it stays in the highest interest account until I need it.

If they work at a bank and have access to the computer system I doubt they would need an ATM slip to gain access.

Actually, I dated a branch manager for a while and she said they fired, on average 1 person per week for looking into accounts without reason. Every time your account is looked at by someone at the bank it's tracked and audited.

Once again, yes, there is, especially if readers happen to work at any Chase bank with computer access.

What was funny to me was that they only need $100 in walking-around money. I never withdraw less than $300 at a shot, just to reduce time-wasting trips to the ATM.

And another thing... why do you assume the receipt belongs to a guy??? Anybody with a halfway decent job in NYC could save up this much after a few years if they really tried.

My coworker (the receipt finder) and I came up with a whole backstory for this guy. He's single, lives on the UWS or Soho and this is his fun-money account (he doesn't care about the bad interest rate, it's all about being liquid). The rest of his money is in different brokerage accounts. He took out the $100 to go out with his friends after work.

See, what you do is you tell her that you have that kind of money because you drive a 2002 Mazda Protege. If she's dumb enough to date a guy just because she thinks he's rich she's gotta be dumb enough to believe that.

However you may run into problems again when you take her to McDonald's and ask her to "Keep it under $5"

@deverbative: Yep, the last time I pulled $100 out of a near $100K balance I was also having a financial crisis. I didn't have a spare c-note in my wallet. Can you believe it?!

Rather inappropriate ot be posting this. If this is supposed to evoke feelings that Wall Street professionals are overpaid, you are certianly going about it the wrong way.

Maybe it's a receipt for the US Treasury account. Thats all the money this country has saved up.

I think everyone's making too many assumptions about this person based on that printed balance - I've seen balances like that change with one or two transactions.

Also, how do you know the account doesn't belong to someone guilty of fraud of some sort? I'm unimpressed.

Two years ago a 16x23 studio apartment on the Upper East Side went at about $1650/month. A good-sized 1-bed in someplace like Park Slope or Williamsburg (both Brooklyn) runs about $2000. I got priced out of a 3-bed in Harlem that I was sharing with a roommate when the rent stabilization threshold broke (it got up to over $2000 in small increments) and they jacked it to $3000/month. $50 worth of groceries in most Manhattan stores is equal to about $35 worth of groceries here in VA.

So that $95,000, while not an insubstantial sum, doesn't necessarily go as far as some might think it would. New York's a vicious cycle like that.

@Thunderpants: Of course, if he/she just got a big bonus, now may not be the best time to invest it. Even the money market funds are taking a beating.

@djsyndrome: Not necessarily. I usually do all my ATM withdrawals from savings so I won't end up bouncing a check.

@djsyndrome: Not at all. Except when I'm waiting for my rent check to clear, I never hold much money in checking. I keep my money in savings because that's got the highest interest rate, and when I pull from the ATM, I pull out of checking to avoide too many transfers from savings to checking a month.

Or someone who just got a loan for something.

I'm sure that is his highest concern at the moment. :)

Who would keep almost $100,000 in a savings account with a bad rate, besides maybe Elvis? ATM receipt littering bugs me in general, but thanks to this horrible habit I have now completely forgotten about my own money troubles and am playing fantasy stockbroker with this stranger's money. Thanks!

I knew I dropped that thing somewhere, thanks for finding it for me.

I hear some people even have around a million dollars, but that's probably just a crazy urban legend.

I think they're just making the point that this person has some amount of financial stability (somewhat), not as a jumping point for so-what-I've-got-more (in which case I would definitely lose...)

@Nogard13: I am sure most people have that much. Unfortunately, there are a few of us who have approximately $500.

Name one person that's concerned... ;)

also, this doesn't necessarily have to belong to an employed/recently unemployed person from wall street. this chase bank just happens to be located on that street.

@Applekid: Genius!

I am printing multiple copies of this receipt as we speak. The goal is to keep a bunch of them in my wallet. When I give my number to a woman I will write it on the reverse of the said copies.

Which probably will work until I pick her up in my 2002 Mazda Protege... at that point the jig is up.

Either way, must be nice!!