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Wouldn't a passport have dates of travel? It's been so long since I used mine I can't remember.
Wouldn't a passport have dates of travel? It's been so long since I used mine I can't remember.
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Somebody's an Apple user!
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I did this. I believe you don't need to have even necessarily used your credit card while abroad if you choose Option B (which is what I believe is being discussed here)--just so long as you had one of the credit cards during that time. I didn't use my camera to figure out how many days I was gone (I'm not a big picture taker)--but I actually just used my passport. Even easier.
Thanks for the tip. I had 3 weeks worth of travel in that time period, so I'll probably get $75.
Easiest $75 I made in 5 minutes since college. ;)
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I'll likely get a couple hundred bucks back from this. Wasn't this on consumerist already though? Like when the notices first went out?
I have a legal question. Since these fees were not disclosed, isn't that a material break of contract? Can we now sue to recover damages from retroacrive APR increases (credit cards cite disclosures for retroactively increasing APR, which have been materially breached).
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Thank God I still have my digital camera from 1996!
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@Dashrashi: No, you must have used the card in a foreign transaction during the period to be eligible. Otherwise, you are not part of the damages class.
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What if I no longer have the same card? My card expired last month and they sent me a new one with a new number.
I spent a couple months abroad in 2005 and charged just about everything to that card.
@chrisjames: Yes, you're right. But you don't need to have used the card every time you were abroad. I didn't even have a credit card for much of the time I was abroad during the time period, but since I used my card at least once during it, I'm eligible to include even those dates where I didn't/couldn't have used my card for calculating how much I receive under Option 2.
@wallapuctus: Doesn't matter. The time period in question ended February 06, I believe, and they don't ask for your card information.
ccfsettlement.com
I studied in Germany for four months in 2000, and probably used my card quite a bit. Seriously though, digital cameras weren't *that* common yet. Would my airline ticket stubs or my student visa count?
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Since the settlement doesn't require any corroborating evidence what's stopping people from just wildly inflating their dates? Besides being honest of course. :)
November 8 was a Wednesday that year - why the odd cutoff date? Is there a significance to that date that I'm not getting? It can't be as easy as \"we didn't charge exorbitant fees after that day.\"
I would have qualified if the cutoff had been just a month later, arrgh.
Seriously, why go through the trouble of looking at your photos? If you left the country, you probably needed your passport. That's what I did. Took me 5 minutes to fill out that form.
@MonkeyMonk: There's always the possibility you could get audited. Probably pretty unlikely, but I imagine the probability increases in proportion to your claim.
Extremely conservatively, I was out of the country 510 days during that time frame. It's probably closer to 600, but I want to underestimate in case I get audited.
@Eric1285: Not necessarily, what about Canada & Mexico? I drive over to Canada frequently. There is no way on earth I can find all those transactions....
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I sent off for this.... but I have no real expectation of getting anything back (I went to england for a week & a half & only used traveler checks & my credit card).
Isn't this a material breach of the CC disclosures which the CC's use as a binding contract to impose whatever APR increases they want, even retroactively? Seems to me like there should be another class action...
you do not need your account number to submit a claim, just the name of the bank that issued it. I submitted mine, I hope I get some money!!!
@Ihaveasmartpuppy: Not to mention people traveling on military orders (no passport required for most countries), people travelling on diplomatic passports who have since turned them in, and people who have just plain lost their passport and were issued a new one.
@Dashrashi: Every option requires you to provide information for at least one card used in a foreign transaction during the time period.
Claim option 2 is best if you can't track down all your information, but I believe you'll need proof of at least one transaction in case you get audited. I don't remember if it was one of the two articles or the CCF website that states it, but you can request so many free copies per year of past credit card histories from your financial institution at the time.
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@forgottenpassword: As long as you used your credit card out of the US between the dates in question, you can submit a no-doc claim. I did, because I used my card in Canada but I didn't keep the receipts (it was for minor stuff).
I did this very thing before making my claim! I spend a lot of time out of the country... let's see, 829 days for the affected period! In fact I had to cut it short, as I was still in Canada at the cutoff date.
It'll probably still only be $75, though.
@Buran:
I already did. But I still dont have much hope in recieving things like this. I have taken part in class action lawsuits (i was eligible for) before & either recieved nothing or an mioniscule amount. I actually recieved a check for 13 cents once for one.
@forgottenpassword: That's pretty funny. My now-ex-bf got a check for, I kid you not, $6.66 in a settlement once.
I submitted online. If I get it, great, if I don't, it took me 5 minutes to do it.
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This is nice. My husband studied abroad in Japan from September 2004 - August 2005. I don't know how much that'll get us, but anything would be nice.
Question, though: couldn't one use their passport as proof of travel? The dates would be recorded there, right?
ERROR: Misuse of the word \"Hack\" detected....
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Just did mine, 363 days. Did a study abroad for a year in 1996-97, and various other travel since then. Unfortunately, all of my credit cards that I used then are different. We'll see...
What are the amounts one would get back based on credit card statements or the number of days traveled.
Seems like the credit card companies have all the info and they could just send people the money.
Most class action settlements seem to amount to a 5% discount off of more products from the same company that originally screwed you, just adding to more profits for them...
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Say, does anyone know how long it takes to process these refunds? I submitted my request a couple of months ago and haven't heard anything back...
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@dmuth: I wondered the same thing myself until I found this on the website -
\"Refunds will be paid after the Court finally approves the settlement, and approves any award of attorneys' fees, awards to the class representatives, and allocation of the settlement fund among Settlement Damages Class members, and any appeals related to that approval are resolved. It is possible that this could take several months, or, if appeals are filed, several years. You may want to check this website from time to time for updates.\"
So, basically, never.
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Good idea. I was in Singapore and Japan back in 2003. Got a statement from the class action lawsuit about this. I remember getting charged extra for the exchange rate.
I lived abroad for the ten years in question. My folks moved back last year after having lived in Europe for the past decade. We are expecting to get several thousands of dollars back from the CC companies.
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That depends on where you travel. Many countries don't stamp your passport with a Visa upon arrival.
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Thanks for posting this, Consumerist. I hadn't heard of this class action and I qualify. :D
@jimforcy
I, too, was living abroad for those 10 years (with several weeks of vacation back in the states) but I seriously doubt we'll be getting thousands back. There are probably thousands of people just like us and I expect the suit will take that into consideration.
Drat, that would be perfect if I still knew (or had any record of) the CC I used on the trip. The only CC I still have open or any documents for is Discover...