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Hmm..now this article makes more sense -
[consumerist.com]
I wonder if they knew something before this came out?
Hmm..now this article makes more sense -
[consumerist.com]
I wonder if they knew something before this came out?
\"Awkward, isn't it?\"
![\"user-pic\"](\"http://consumerist.com/assets_c/userpics/userpic-81147-100x100.png\")
@unklegwar: OK, I'm not following you. \"Why would anyone with good sense use this in the first place\"
My fiancee and I \"used\" it to see what rates they were offering, that makes sense, now accepting is a whole other thing (if it's the best you can get then so be it (for the record we went with the Bank of Opportunists))
From my understanding, simply applying to LendingTree was enough to get you exposed.
So play nice, please.
@Wormfather: Personal responsibility Wormfather! Its clear you don't have it! If you did, you would know that Lending Tree was going to do this. You could have used your personal responsibility to see into the future!!! Clearly you are what is wrong with America! People like yourself not taking responsibility!
![\"user-pic\"](\"http://consumerist.com/assets_c/userpics/userpic-75647-100x100.png\")
I had about the same experience when buying my home. They offered me like 11% or something equally ridiculous and another sleazy no name lender at 7.85% variable which was about prime +4% at that point.
We finally settled for 6% fixed with someone else. Thank you Pinnacle financial.
![\"user-pic\"](\"/mt-static/support/assets_c/userpics/userpic-134275-100x100.png\")
I used lending tree once, and then got flooded with mortgage spam later. I don't thinkg LT did it, but some of the companies that got my email address probably sold it.
![\"user-pic\"](\"http://consumerist.com/assets_c/userpics/userpic-113647-100x100.png\")
Lovely. Now I get to watch for identity theft.
![\"user-pic\"](\"http://consumerist.com/assets_c/userpics/userpic-113263-100x100.png\")
I got four calls on my cell phone yesterday for someone named Mark from lending companies. Apparently, he had applied online (I'm guessing Lending Tree or something similar) and accidentally (?) put my phone number. I got in touch with two of the lenders and it seems above board, but I was still annoyed and slightly concerned about identity theft. Unfortunately, there's no way of getting in touch with whoever else might have my number and telling them I'm not Mark.
![\"user-pic\"](\"http://consumerist.com/assets_c/userpics/userpic-137520-100x100.png\")
@Wormfather: Point being that this has been around a long time, and is notoriously not good at pointing you to good rates or good lenders. So, why is it still alive?
![\"user-pic\"](\"http://consumerist.com/assets_c/userpics/userpic-5270-100x100.png\")
\"When banks get breached, you lose!\"
hmmmm...
BAD ADVICE ALERT! Don't get a fraud alert, they don't work. Get a credit freeze. Then you don't have to worry about this kind of thing.
Data here:
[www.jeremyduffy.com]
![\"user-pic\"](\"http://consumerist.com/assets_c/userpics/userpic-59017-100x100.png\")
This is one of those \"why would anyone with any good sense use this in the first place?\" items.
I applied with them several years ago when buying my home. I had (and have) stellar credit.
Every single offer was from some scummy bank, offering me \"bargain rates\" at 2 full percentage points higher (or more!) than what I could walk into my local bank and get.