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ARBOR423

WAMU, why waste any time calling them Washington Mutual? that's way to much effort for a mirage of poorly run business's....i'll explain, in an effort to negotiate with WAMU to modify our sub-prime mortgage we were never able to speak with one educated person! never! always whoever picked up the phone got to do all the collection efforts (which my 17 year old cat would be better at) and what's worse....is that here in the northeast we have watched our home decline in value by nearly 100K or more, so in my efforts to explain to the uneducated WAMU negotiators...would it not be better to receive / rewrite a loan that we as a family could afford and you as a lender would possibly survive? oh no says the negotiator, you must pay not only the missed mortgage payments (both husband & wife lost jobs during 2004-2006) but all other fee's and or late fee's even though both of us are back to work and able to afford a loan at current fixed rates. Oh well, we've tried for over a year to speak with these undereducated reps at WAMU and now they get one more house worth 200k ? and are owed 300K.....whatever happened to assets-liablilities=owners equity?