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$20 a year with a $250 deductible seems a bit steep. But I'd probably bite for GATOPELIGROSO's $11/year + $100 deductible. If I had an iPhone, that is...
$20 a year with a $250 deductible seems a bit steep. But I'd probably bite for GATOPELIGROSO's $11/year + $100 deductible. If I had an iPhone, that is...
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Haven't we already established that you can't break the iPhone by dropping it on the pavement? ;)
stolen, user damaged or broken? You deserve to pay the price...
I'm (the iPhone) wind; there at every turn. It's only a matter of time
State Farm charged me $45 for a floater policy on my iPhone, but it has no deductible.
![\"user-pic\"](\"http://consumerist.com/assets_c/userpics/userpic-27912-100x100.png\")
I have USAA. I added my iPhone on Thursday. Costs me around $25 extra a year (on my renters insurance) but it covers me from theft and accidental damage with a $100 deductible. $100 is a lot easier to swallow than $600!
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I'm not sure why this is news; I have insurance on my (non-iPhone) Cingular phone... through CINGULAR.
It is news because CINGULAR does not insure the iPhone.
You insure cars, houses, health, dental.... You really shouldn't be insuring something that most definitely does not make money for you, quite the opposite it costs you money by having a complex GUI instead of a very simple finite state machine. Oh and what of all the other devices on the phone? Are they worth $60 a MONTH plus the original overhead of buying the phone? You people are getting scammed in the worst way, iPhone is just a money sucking product bought by the worst pretentious a-holes I ever did see. Do you really think a tiny LCD is worth more than the deductible of (1)$100, (2)$250? They are worth more like $40, and they'll keep your iPhone to get it fixed using some cheap labor. I can't wait to see how consumers will get a broken LCD, send it in to get fixed and then Apple will charge $300 to fix it, so basically you are still going to pay (2)$50 to (1)$200 to get it fixed, unless there is a sign of water damage (which will break everything in the phone), you will basically be buying your new iPhone for at-cost, congratulations, you wasted your money.
@TimmyGUNZ:
Timmygunz: I've got USAA w/ renter's insurance as well.... but I don't remember itemizing items like computers and watches & cellphones etc.... just a dollar amount as far as I recall. Has something changed? The only thing I remember calling out seperately was my wife's engagement ring, I needed some kind of rider/addendum for that.
Local · Moss is \"the best design store in the world\" [IHT] · Men either wearing their pants droopily low or cuffed high [NY Times] National · Department store chain Dillard's owns a lot of private jets [NY Post] · There are ways to insure your iPhone [Consumerist] ·...
$250 deductible, lol. I broke my Iphone (water damage), and sent my phone in. They will replace any damaged phone for $230 including tax. I guess that doesn't help you if your phone is lost or stolen, but still.
Just got off the phone with USAA and they won't cover any accidental damage to the iPhone. It's covered if the house burns down, etc, but they won't give me a rider specifically for the iPhone. Frankly, I'm surprised. This is the first time I've ever had to say I'm disappointed with USAA.
Added my phone to our Renters Insurance Policy 15 minutes ago. Cost me an extra 11 Dollars a year. (Oh, and a deductible of 100). Thanks consumerist!