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AcidReign

.....I would have liked this card. My Chase reward points were for things like crappy radios, hair dryers, and decorative knick-knacks. They were free, but there was always an outrageous \"shipping and handling\" charge, plus a ton of fine print that looked suspiciously like accepting the gift would enroll you in some sort of program with a monthly charge. I always shred those rewards, even when they send me stern warnings that they are about to expire! If I could have actually used these towards my AOL fees, that would have been great! Assuming I wasn't signed up for more shit...

.....My Chase Platinum Visa has never had an annual fee. That's how they got me in the first place! I pay it off every month, and it only costs me a postage stamp. I get an envelope full of ads with my statement every month, but that's what my Shred-400 is for!