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Talk to the person who wrote you the cheque and ask them if they can provide you with a copy of the cleared cheque or a print-out of their bank-statement showing it clearing.
Talk to the person who wrote you the cheque and ask them if they can provide you with a copy of the cleared cheque or a print-out of their bank-statement showing it clearing.
A buddy of mine deposited his paycheck via an ATM at BofA, which was promptly deposited in the wrong account. When he brought it to their attention, they figured out their mistake and told him they'd fix it as soon as possible. \"The money will be put back in your account within 20 business days.\"
When he told them that this would cause a whole bunch of checks to bounce, they pretty much told him \"too bad\". They didn't even waive the overdraft fees. Bastages.
If you really want to get some action and they REFUSE to help, there are 3 things to try.
1) Go to the office. Often, you can get service there that you cannot get over the phone. They may not even know it is happening at your branch.
2) Get it in writing. Ask them, in writing, not email, to send you a copy of their exact reason for holding your funds. If they mail it accross state lines using the postal service, and it turns out to be a completely false statement on their part, that is a federal felony. Mail fraud can get looked into sometimes when nothing else can.
3) Contact the FDIC. Your money is insured by them against loss or theft.
This being at least the 6th BOA complaint I know who not to consolidate my private school loans through.
Sidetrack does anyone have a suggestion for spousal consolidation of private loans?
Thanks